HOAs foreclose on big banks

[RandomGuy]

You trollin me?

This thread has pretty much been exclusively about the numerous chances this dumb Luck_The_Fakers_Luck_The_Fakers_Luck_The_Fakers_Lu ck_The_Fakers_ had before she lost her husbands house. Not about morals.

I thought you one to at the Nazi references. What happened RG? You used to be ok.

Still with the "its legal" blinders and missing the wider "is it right" that everyone else is attempting to address.

ing dolt.

My question wasn't a legal one, it was a moral/ethical one.

If we wrote a law that made the legal penalty for overdue library books a bullet in the back of the head, you would jumping in your jackboots to be the first to pull the trigger. "I was only following the law."

The Nazi reference is entirely approrpriate, because they were as self-righteously vigorous in blaming victims.

That is the kind of moral justification and rationalization that allowed them to depopulate whole towns into shallow graves and ashes.

I'm sure you are incapable of seeing that, but hey, the rank and file NASDAP member didn't either.

[vy65]

Just because you get constantly on when you go downstairs doesn't add any sting to your whining about the NBA forum.

[vy65]

Still with the "its legal" blinders and missing the wider "is it right" that everyone else is attempting to address.

ing dolt.

My question wasn't a legal one, it was a moral/ethical one.

If we wrote a law that made the legal penalty for overdue library books a bullet in the back of the head, you would jumping in your jackboots to be the first to pull the trigger. "I was only following the law."

The Nazi reference is entirely approrpriate, because they were as self-righteously vigorous in blaming victims.

That is the kind of moral justification and rationalization that allowed them to depopulate whole towns into shallow graves and ashes.

I'm sure you are incapable of seeing that, but hey, the rank and file NASDAP member didn't either.

I think that it's immoral to compare the holocaust to some dumb failing to pay her HOA. And I think it's totally moral to gas anyone who draws such an analogy.

[Blake]

The challenge is that your property is the only asset an HOA can file a lien against to ensure that they get paid. It's not like the HOA has a legal avenue to take the "less evil" approach and just "foreclose" on your car to pay off your debt.

So while I agree that it is one sided to foreclose on a $300,000 dollar house just to collect an $800 debt, the HOA is legally en led to collect on that debt and without a homeowner willing to work with them towards making a different arrangement there's nothing other than the house for them to attach to. Is that a sucky situation for a homeowner to be in? Yeah, it would be, but it's also one you'll only end up in through gross negligence on your own behalf.

or they could take the non evil approach by simply cutting off the services provided by the HOA and go through a collection agency like any other en y such as credit lenders, utility companies, cable tv companies etc might do.

[Blake]

Just because you get constantly on when you go downstairs doesn't add any sting to your whining about the NBA forum.

I'm not whining. I'm making fun of you for running with tired NBA forum shtick.

You should stop using your phone to avoid this constant reading comprehension fail, tbh.

[vy65]

Sure your whining. I'd be doing it to if I'd been made a fool of in this thread, live in a ty housing development, and was made a cuck by DAT BULL too. Thankfully, I'm not you.

[Blake]

Sure your whining. I'd be doing it to if I'd been made a fool of in this thread, live in a ty housing development, and was made a cuck by DAT BULL too. Thankfully, I'm not you.

Nah, not whining.

Just more making fun of your lame shtick and your whining about your phone.

[vy65]

Stop talking about your phone And the NBA forum And my wife

[Blake]

More reading comprehension failure.

damn phone!

[Das Texan]

It's fascinating that you and vy65 allow the Court to determine your own personal moral codes.

I didn't know we were making moral judgments here??

I'm looking at things from the legal side while wrapping my head around your logic.

You stated: it was only evil to deny blacks after 1948 after the court decision

No court decision has happened with hoas so does that deem them not legal per your logic??

[Das Texan]

or they could take the non evil approach by simply cutting off the services provided by the HOA and go through a collection agency like any other en y such as credit lenders, utility companies, cable tv companies etc might do.

Except these are not mutually exclusive. When you are providing things like security it's difficult to 'cut someone off' because it's done to the community Asa whole

While it may not be moral to foreclose based on an hoa fee, it's legally allowed to be done

[vy65]

or they could take the non evil approach by simply cutting off the services provided by the HOA and go through a collection agency like any other en y such as credit lenders, utility companies, cable tv companies etc might do.

That's not a remedy for past use.

If I buy a car from a dealership, but don't pay and keep the car -- the car dealership's barring me from buying another car doesn't compensate the dealership for the car I basically stole.

[Blake]

I didn't know we were making moral judgments here??

Post #3

I'm looking at things from the legal side while wrapping my head around your logic.

You stated: it was only evil to deny blacks after 1948 after the court decision

No court decision has happened with hoas so does that deem them not legal per your logic??

evil but legal

[Blake]

That's not a remedy for past use.

If I buy a car from a dealership, but don't pay and keep the car -- the car dealership's barring me from buying another car doesn't compensate the dealership for the car I basically stole.

The dealership/lender can repo that car. And rightfully so.

who doesn't know this

[LnGrrrR]

That's not a remedy for past use.

If I buy a car from a dealership, but don't pay and keep the car -- the car dealership's barring me from buying another car doesn't compensate the dealership for the car I basically stole.

True, but if you've bought the car outright, they can't touch you. It's not like they can say, "You haven't been cleaning the car enough, therefore we're going to repossess it."

[DUNCANownsKOBE]

I think people should be allowed to purchase a home without being forced to join an HOA.

Which is something people can do...

[vy65]

True, but if you've bought the car outright, they can't touch you. It's not like they can say, "You haven't been cleaning the car enough, therefore we're going to repossess it."

Right, but my hypothetical presumed you don't pay for the car.

Maybe a better hypothetical would be: you drop your car off (which you own outright) for service, but refuse to pay the mechanic. Does the mechanic have to give you your car back? Is there anything wrong with the mechanic selling your car to satisfy its lien if you don't follow up on your car for a year?

[DUNCANownsKOBE]

or they could take the non evil approach by simply cutting off the services provided by the HOA

Which isn't fair to the people in the neighborhood who join a homeowners association so every other house is well kept and nice looking.

I don't plan on ever buying a house with a HOA because of this stuff, and I have no sympathy for people who chose to.

[Bill_Brasky]

Which isn't fair to the people in the neighborhood who join a homeowners association so every other house is well kept and nice looking.

I don't plan on ever buying a house with a HOA because of this stuff, and I have no sympathy for people who chose to.

Pretty much this. The HOA in the neighborhood I grew up was ing terrible. They fined people for having basketball goals in their driveway, without warning.

Never gonna put up with any of dat bool .

[LnGrrrR]

Right, but my hypothetical presumed you don't pay for the car.

Maybe a better hypothetical would be: you drop your car off (which you own outright) for service, but refuse to pay the mechanic. Does the mechanic have to give you your car back? Is there anything wrong with the mechanic selling your car to satisfy its lien if you don't follow up on your car for a year?

Agreed, much better analogy.

[coyotes_geek]

or they could take the non evil approach by simply cutting off the services provided by the HOA and go through a collection agency like any other en y such as credit lenders, utility companies, cable tv companies etc might do.

Or they could spend the better part of a year sending her a bunch of letters via certified mail asking her to pay the bill and notifying her what will happen if she doesn't. That seems much more logical than trying to figure out a way to keep her from using the pool or looking at all the community landscaping and thinking "boy my neighborhood sure does look nice".

Or better yet, she could just pay the damn bill like how she's paying some of her other bills........

[Das Texan]

evil but legal

not what you ing said.

this is what you said:

So it was not evil until 1948 when the Supreme Court said so.

vy65 still doesn't get it.

[insert many funny emoticons]


See where this logic issue is coming into play here?

[LnGrrrR]

not what you ing said.

this is what you said:

So it was not evil until 1948 when the Supreme Court said so.

vy65 still doesn't get it.

[insert many funny emoticons]


See where this logic issue is coming into play here?

He was being sarcastic in response to Vy.

[Blake]

Which is something people can do...

If you want to buy a new house in a brand new neighborhood in the San Antonio area, no, you cannot.

[Das Texan]

He was being sarcastic in response to Vy.

sorry there is no sarcasm meter on here.