HOAs foreclose on big banks

[DUNCANownsKOBE]

sure, you could try to find a vacant lot in an older neighborhood and have it custom built, but those are few and far between in my experience.

I also guess if you have the means, you could also tear down the existing structure and start over.

There aren't modernized homes that have either been recently built/remodeled in neighborhoods without a HOA?

Either way, yeah, nothing stops you from tearing something down and starting over. Brand new homes are luxuries that most people can't afford, acting like not being able to buy a brand new home without a HOA is a horrid injustice that needs to be corrected is pretty funny. Do I agree it sucks? Yes. Do I agree HOAs suck? Yes. Do think it gives legitimate cause to breach a contract you voluntarily sign with a HOA. no.

Again, if someone can find a new, non-custom built home in an area that doesn't come attached with an HOA, please do me the favor of letting me know. Thanks.

I know of countless brand new homes just in the area around campus in Tucson.

[coyotes_geek]

Me too.

Signing a contract enabling someone to seize an asset of yours worth 6 figures for defaulting on a 3 figure payment seems pretty insane to me. I'd buy a less modern home before doing that.

Certainly your prerogative to avoid an HOA for that reason, but you might want to keep in mind that HOA's aren't the only ones who can place a lien against your property over non-payment of a bill. If you stiff some teenager who said he'd mow your lawn for $20 he's got the legal right to put a lien against your property.

[vy65]

HOAs don't provide the amenities. They maintain the amenities put there by the builder.

It's outrageous that a real lawyer would ask someone else to disprove his claim.

Maintaining = providing. If they don't maintain the pool, they're not really providing it to you for use, are they?

I made a point about HOAs. You said some irrelevant . I asked how that answers the point I made. That's what lawyers do -- but I'm not surprised that point goes over your head.

I'm not saying it's ok for people to be irresponsible.

Sure you are. You just haven't figured it out yet.

[Blake]

Either way, yeah, nothing stops you from tearing something down and starting over. Brand new homes are luxuries that most people can't afford, acting like not being able to buy a brand new home without a HOA is a horrid injustice that needs to be corrected is pretty funny. Do I agree it sucks? Yes. Do I agree HOAs suck? Yes. Do think it gives legitimate cause to breach a contract you voluntarily sign with a HOA. no.

I think it should be illegal to put a forced HOA membership into the contract.

If that's just me that thinks it's an evil practice that should be outlawed, then so be it.

I know of countless brand new homes just in the area around campus in Tucson.

Link?

[Blake]

Maintaining = providing. If they don't maintain the pool, they're not really providing it to you for use, are they?

I made a point about HOAs. You said some irrelevant . I asked how that answers the point I made. That's what lawyers do -- but I'm not surprised that point goes over your head.




Sure you are. You just haven't figured it out yet.

Don't blame your reading comprehension failure on me or your phone.

[Blake]

Certainly your prerogative to avoid an HOA for that reason, but you might want to keep in mind that HOA's aren't the only ones who can place a lien against your property over non-payment of a bill. If you stiff some teenager who said he'd mow your lawn for $20 he's got the legal right to put a lien against your property.

At least the kid provided a direct service to the property that owner voluntarily asked for.

Sure, anyone can stick a lien on the property after a civil court judgment has been made.

Good luck to the kid that tries to seize it.
....especially if the bank still has the note.

[coyotes_geek]

At least the kid provided a direct service to the property that owner voluntarily asked for.

Sure, anyone can stick a lien on the property after a civil court judgment has been made.

Good luck to the kid that tries to seize it.
....especially if the bank still has the note.

Good luck to the kid? He's evil!

[Blake]

Good luck to the kid? He's evil!

the next time I hear of a forced lawn service as part of the contract will be the first time.

[coyotes_geek]

the next time I hear of a forced lawn service as part of the contract will be the first time.

the next time I hear of forced residency in an HOA community will be the first time.

[Blake]

the next time I hear of forced residency in an HOA community will be the first time.

I believe we covered this.

Round and round.

[coyotes_geek]

I believe we covered this.

Round and round.

We sure did. We're in complete agreement that forced participation in HOA's is a non-issue.

Plenty of neighborhoods have these same amenities with nothing but voluntary membership to the club house, swimming pool, etc.

[FuzzyLumpkins]

It really boils down to this:

Do your ing homework before buying a house. You can generally get a good idea about a certain HOA beforehand.

Some offer value, others do not. Do your homework, before you go crying. It is what it is.

No, it boils down to there being no ing way that buyer demand is driving 80% of ALL NEW CONSTRUCTION.

It boils down to lack of consumer choice. Do your homework? It's more like: don't buy a new home.

It boils down to said associations conning state legislatiors to make liability to them above all else.

Homeowner's associations have put together an aggressive trade association, just as farmer, oilmen, beermen, steel, lawyers and doctors.

It's a problem for all of vy65's sophistry.

You can argue all day long that they are in their legal rights to take a $300m home for less than $1k.

What needs to be discussed is how they are in a legal poisition to do that.

It's 80% and everyone here knows that's not because of demand or need.

[vy65]

No, it boils down to there being no ing way that buyer demand is driving 80% of ALL NEW CONSTRUCTION.

It boils down to lack of consumer choice. Do your homework? It's more like: don't buy a new home.

It boils down to said associations conning state legislatiors to make liability to them above all else.

Homeowner's associations have put together an aggressive trade association, just as farmer, oilmen, beermen, steel, lawyers and doctors.

It's a problem for all of vy65's sophistry.

You can argue all day long that they are in their legal rights to take a $300m home for less than $1k.

What needs to be discussed is how they are in a legal poisition to do that.

It's 80% and everyone here knows that's not because of demand or need.

Someone should call these guys

[Drachen]

No, it boils down to there being no ing way that buyer demand is driving 80% of ALL NEW CONSTRUCTION.

It boils down to lack of consumer choice. Do your homework? It's more like: don't buy a new home.

It boils down to said associations conning state legislatiors to make liability to them above all else.

Homeowner's associations have put together an aggressive trade association, just as farmer, oilmen, beermen, steel, lawyers and doctors.

It's a problem for all of vy65's sophistry.

You can argue all day long that they are in their legal rights to take a $300m home for less than $1k.

What needs to be discussed is how they are in a legal poisition to do that.

It's 80% and everyone here knows that's not because of demand or need.

Fuzzy, if there is such strong demand for the non-HOA neighborhood, but they are not being served, then I think I have found you a new business. Go build some neighborhoods attach a covenant to all of the deeds stating that this property cannot be a part of an HOA charge 5% above the going rate for such a house and BOOM, you will have funds to pursue any goals you want.

[Blake]

We sure did. We're in complete agreement that forced participation in HOA's is a non-issue.

Plenty of ” old” neighborhoods have those amenities with voluntary membership to be clear.

You cannot get those amenities in a new subdivision without being forced to join the HOA.

round and round.

[FuzzyLumpkins]

Someone should call these guys

First you go with the dismissal argument then you go with ridicule.

Nice little lame 1, 2 you have going here.

They have an aggressive trade association that has pushed this legislation in 16 states. Their mark is in 80% of all new sales and this trend didn't begin until 1995. So is 17 years they dominate the market.

It is what it is.

[vy65]

First you go with the dismissal argument then you go with ridicule.

Nice little lame 1, 2 you have going here.

They have an aggressive trade association that has pushed this legislation in 16 states. Their mark is in 80% of all new sales and this trend didn't begin until 1995. So is 17 years they dominate the market.

It is what it is.

No, I honestly think you're onto something here. The question to me is: how far does it go. First our homes, then what?

[FuzzyLumpkins]

Fuzzy, if there is such strong demand for the non-HOA neighborhood, but they are not being served, then I think I have found you a new business. Go build some neighborhoods attach a covenant to all of the deeds stating that this property cannot be a part of an HOA charge 5% above the going rate for such a house and BOOM, you will have funds to pursue any goals you want.

After what happened to a family member regarding medical commercial property, I have decided to stay away from real estate investment.

It's not an easy market to get into for all of your poor attempt at ridicule. That further's my point.

[Blake]

In case anyone was wondering:

DALLAS (AP) —The Frisco soldier and his family who lost their home to foreclosure while he was serving in Iraq will get the house back.

http://m.brownsvilleherald.com/artic...reclosure.html

[Wild Cobra]

It really boils down to this:

Do your ing homework before buying a house. You can generally get a good idea about a certain HOA beforehand.

Some offer value, others do not. Do your homework, before you go crying. It is what it is.

No kidding.

It's the biggest purchase that most people make. Anyone who doesn't do their homework is simply stupid or lazy.

[Wild Cobra]

No, it boils down to there being no ing way that buyer demand is driving 80% of ALL NEW CONSTRUCTION.

It boils down to lack of consumer choice. Do your homework? It's more like: don't buy a new home.

It boils down to said associations conning state legislatiors to make liability to them above all else.

Homeowner's associations have put together an aggressive trade association, just as farmer, oilmen, beermen, steel, lawyers and doctors.

It's a problem for all of vy65's sophistry.

You can argue all day long that they are in their legal rights to take a $300m home for less than $1k.

What needs to be discussed is how they are in a legal poisition to do that.

It's 80% and everyone here knows that's not because of demand or need.

Is that your excuse for buying a ticky tacky Tract House?

[Wild Cobra]

Someone should call these guys

Maybe these two:

[FuzzyLumpkins]

No, I honestly think you're onto something here. The question to me is: how far does it go. First our homes, then what?

I am not sure if you are serious. This smacks of patronage but I will play along.

I would imagine that they would consolidate their on the new housing market completely and push to get their liability paramount in le law for all 50 states.

I am actually interested to see who this trade association is and how interrelated they are with the countrys developers/suppliers. It stands to reason that for them to get such a market share --80%-- they are active far up in the food chain.

I am interested to see how consolidate those latter parties -who were last I check regional in operations- are now.

Maybe it's no big deal to you because it's not illegal and that is all you care about but I find it disturbing that the control of things like the new home we would like to live in are taken out of our hands before the developer gets out of bed in the morning.

[FuzzyLumpkins]

Is that your excuse for buying a ticky tacky Tract House?

Look, parts changer, you really shouldn't throw stones at people you know nothing about. That girl leave you for Phoenix yet? Couldn't get away fast enough could she?

[vy65]

I am not sure if you are serious. This smacks of patronage but I will play along.

I would imagine that they would consolidate their on the new housing market completely and push to get their liability paramount in le law for all 50 states.

I am actually interested to see who this trade association is and how interrelated they are with the countrys developers/suppliers. It stands to reason that for them to get such a market share --80%-- they are active far up in the food chain.

I am interested to see how consolidate those latter parties -who were last I check regional in operations- are now.

Maybe it's no big deal to you because it's not illegal and that is all you care about but I find it disturbing that the control of things like the new home we would like to live in are taken out of our hands before the developer gets out of bed in the morning.