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Jesus! 12k for car payments/insurance? Total for those for my car, my van and my motorcycle, and insuring both myself and my wife on all three = 5500 a year and that is (historically) high for me.
God your stupid. What do you think the effective tax rate is on 50K?@ dropping from 25% to 10%. The ONLY reason they would ever modify the tax code is to bring in more income to the government, not less.
Jesus! 12k for car payments/insurance? Total for those for my car, my van and my motorcycle, and insuring both myself and my wife on all three = 5500 a year and that is (historically) high for me.
Ahh... I just spotted that you're currenlty buying your daughter a house. You have long ago established yourself as a fake talk radio conservative who villifies everyone else's govt assistance but loves your govt assistance so it's not suprising you love the mortgage interest deduction now.
Effective tax rate...you should look that up.
Put your money where your mouth is, flat tax boy. I'm saying the mortgage deduction will never be eliminated on mortgages under 1 million dollars.
I already said a flat progressive tax will never happen idiot.
Go back to ing about people getting free from the govt and then being the first in line with your hand out if you can get something free...fake ass mother er.
I do everything absolutely legal within the tax code . I didn't write the rules, I just live with them, so GFY.
That figure is absurd. I actually downloaded the BEST data tables. It's a messy analysis that takes awhile to wade through. They do a decent job of trying to quantify variables such as expenses related to the age of the family member, but once you start averaging, but not weighting the variables (don't get me started on regional variance), is when you get steaming piles of summary conclusion sets like Wonkette latched onto. Of course, since it passes bouton's confirmation bias test, it gets posted as undisputed fact.
The three cars on my policy are something like $1,100 for me and my daughter, for six months.
With FHA @ 3.25%/30 fixed with 3.5% down and no points/origination you are dumb not to buy a house now if you can.
Don't be a hater just because you can't qualify, flat tax boy.
You're going to conflate govt safety net programs with tax incentives? Really?
lol...try insuring 5 cars, with 2 of them <25 males. Even lumping my homeowners insurance into the payment (lol bundling), I still pay $425/mo for insurance. I guess I could get falling down drunk and buy a 40k car so my combined monthly car +insurance payments reach $1,000, but that's hardly a financial necessity.
Already bought my house...paid for. If I want another one I'll write a check. CC loves his govt assistance.
Ouch...
My daughter will be 25 in a few months. That should lower the rate a little.
It makes a pretty noticeable difference. You'll enjoy the extra cash.
sure you did...
no doubt, my 5500 dollar figure included vehicle payments as well as insurance.
My two, and her car, are paid for... at least in le. I took a personal loan to pay for the last one I bought, but it is a clear le. No lean holder.
LOL fake mother er.
LOL LOOOOOOOOOOOOZER...
Snakeboy, if you are able to purchase another home by just "writing a check" then it would really behoove you, especially in this market, to lever that up a bit and get some real estate cheap, especially since rents are now beginning to outpace mortgage payments for equivalent houses.
, you don't even have to take the mortgage tax deduction if you don't want as I am sure that you don't deduct the property taxes that you are allowed to so that you can stay in accordance with your convictions.
why do this when secured rates are lower than unsecured. (unless your plan was to go with liability only on that car)
Exactly. Being smart financially is not inherently evil. Houses are gaining value 5% a year in SA...at least those that are nice and in the good areas. Borrowing at 3.25% just makes good sense.
No kidding. , I'd leverage 80k @ 3.5% just for the of it.
Interest rates aren't gonna stay stupid low like this forever. , the first house I ever bought I paid 200 basic points up front in cash to buy the interest rate down to 14%.
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