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  1. #76
    go oberto ColinB's Avatar
    Post Count
    1,762
    NBA Team
    San Antonio Spurs
    College
    Texas Longhorns
    Yeah, that's the right way to use a credit card. Sadly, a lot of people don't understand that.

  2. #77
    Veteran lil'mo's Avatar
    Post Count
    3,233
    NBA Team
    Chicago Bulls
    I just buy whatever house I want and don't worry about the price.

  3. #78
    Veteran lil'mo's Avatar
    Post Count
    3,233
    NBA Team
    Chicago Bulls
    lol loans and debt

  4. #79
    Believe.
    Post Count
    1,623
    NBA Team
    Los Angeles Lakers
    I just buy whatever house I want and don't worry about the price.

  5. #80
    The D.R.A. Drachen's Avatar
    Post Count
    11,214
    NBA Team
    San Antonio Spurs
    College
    UTSA Roadrunners
    This is some great advice, thanks.

    Didn't realize the monthly payment would be so high with a 200k loan.....will definitely do some more due diligence when I go to get the actual rates/monthly payments from the lenders.
    Just to give you a real world example my loan on my house was originally for 131k and my payment is 1128 with a 4.3 percent rate

  6. #81
    Derrick White fanboy FkLA's Avatar
    Post Count
    25,085
    NBA Team
    San Antonio Spurs
    College
    UTSA Roadrunners
    But then I would have to live where all the be@ners are
    Yeah, as if living with all s of all races is any better.

  7. #82
    All Hail the Legatron The Reckoning's Avatar
    Location
    Australia
    Post Count
    10,568
    NBA Team
    San Antonio Spurs
    College
    Texas Longhorns
    welcome to the real world fkla. news flash: people in their 20s make less than six figures but live within their own means because they don't have to worry about kids.

  8. #83
    Believe.
    Post Count
    1,623
    NBA Team
    Los Angeles Lakers
    welcome to the real world fkla. news flash: people in their 20s make less than six figures but live within their own means because they don't have to worry about kids.
    You fool, once he graduates from UTSA with his degree in engineering and telemarketing experience, firms will be lining up to offer him a 6 figure salary!!!!

  9. #84
    Believe.
    Post Count
    1,623
    NBA Team
    Los Angeles Lakers
    Just to give you a real world example my loan on my house was originally for 131k and my payment is 1128 with a 4.3 percent rate
    Man, that is brutal......the price of my supposed place just keeps getting lower

  10. #85
    Spur-taaaa TDMVPDPOY's Avatar
    Post Count
    41,384
    NBA Team
    San Antonio Spurs
    Man, that is brutal......the price of my supposed place just keeps getting lower
    either buy it and cant keep up with mortgage payments, rent it out

    use that as capital to go buy another place....

  11. #86
    Believe.
    Post Count
    1,623
    NBA Team
    Los Angeles Lakers
    either buy it and cant keep up with mortgage payments, rent it out

    use that as capital to go buy another place....
    I need a swanky place to bring es to! es love houses!

  12. #87
    Spur-taaaa TDMVPDPOY's Avatar
    Post Count
    41,384
    NBA Team
    San Antonio Spurs
    I need a swanky place to bring es to! es love houses!
    if that place is decreasing in value, might as well throw in a offer 10-20% below sales price

  13. #88
    Derrick White fanboy FkLA's Avatar
    Post Count
    25,085
    NBA Team
    San Antonio Spurs
    College
    UTSA Roadrunners
    Who said you need 6 figures to live good? 55k would actually be fine for a young in Texas but in Cali its's just sad for a college graduate who racked up nearly 10k in debt from student loans.

  14. #89
    Spur-taaaa TDMVPDPOY's Avatar
    Post Count
    41,384
    NBA Team
    San Antonio Spurs
    Who said you need 6 figures to live good? 55k would actually be fine for a young in Texas but in Cali its's just sad for a college graduate who racked up nearly 10k in debt from student loans.
    live within ur means, and u can look like ur living it up

  15. #90
    Believe.
    Post Count
    1,623
    NBA Team
    Los Angeles Lakers
    Who said you need 6 figures to live good? 55k would actually be fine for a young in Texas but in Cali its's just sad for a college graduate who racked up nearly 10k in debt from student loans.
    Holy , you think 10k in loans is a lot? I know you come from a poor be@ner family, so you probably got some finincial aid, but most people who

    go to a decent college(any UC in california, really) have to take quite a bit more than 10k. Luckily, my parents paid for most of my schooling

  16. #91
    Derrick White fanboy FkLA's Avatar
    Post Count
    25,085
    NBA Team
    San Antonio Spurs
    College
    UTSA Roadrunners
    Why you making up to make yourself feel better? I never said 10k is alot. Never said you need a 6 figure salary.

    55k ain't much in the Gay Area and you know that. Going through college and racking up any up any sort of debt for that would be pretty depressing for me. Must be some kind of B.A. tbh.

  17. #92
    Believe.
    Post Count
    1,623
    NBA Team
    Los Angeles Lakers
    Why you making up to make yourself feel better? I never said 10k is alot. Never said you need a 6 figure salary.

    55k ain't much in the Gay Area and you know that. Going through college and racking up any up any sort of debt for that would be pretty depressing for me. Must be some kind of B.A. tbh.
    If only I was smart enough to get accepted into UTSA, my future would be so much better

  18. #93
    Derrick White fanboy FkLA's Avatar
    Post Count
    25,085
    NBA Team
    San Antonio Spurs
    College
    UTSA Roadrunners
    A real degree from any school, including UTSA, would've helped tbh.

  19. #94
    Scarlett our Goddess4ever
    Post Count
    12,836
    NBA Team
    Dallas Mavericks
    UTSA doesn't even rank as high as the local 3rd world university I go to, tbh.

  20. #95
    Spur-taaaa TDMVPDPOY's Avatar
    Post Count
    41,384
    NBA Team
    San Antonio Spurs
    UTSA doesn't even rank as high as the local 3rd world university I go to, tbh.
    most unis today are just churning out alot useless degrees to the highest bidders, they dont care the standard what they are providing as long there is buyers, they will continue sell degrees

  21. #96
    Believe. Two10Whitey's Avatar
    Name
    Two10Whitey
    Location
    210.
    Post Count
    906
    NBA Team
    San Antonio Spurs
    what does ****** have anything to do with it? why are you such a got that you have to bring race into it? I know " s' who make 55k in a month. slow your roll homie

  22. #97
    Believe.
    Post Count
    1,623
    NBA Team
    Los Angeles Lakers
    Got my pre-approval letter - for 260k, which sounds about right.

    There are some condos around from 200-250k, the only problem HOA dues are 200-300 a month which kinda sucks.

  23. #98
    Veteran pawe's Avatar
    Post Count
    4,876
    NBA Team
    San Antonio Spurs
    College
    Arizona State Sun Devils
    Why condos?

  24. #99
    Monuments DisAsTerBot's Avatar
    Location
    austin
    Post Count
    3,149
    NBA Team
    San Antonio Spurs
    hoa itself sucks

  25. #100
    The Dude minds DPG21920's Avatar
    Post Count
    77,863
    NBA Team
    San Antonio Spurs
    So basically not taking anyone's advice

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