Come on soldier, you can do better than that!
I agree with WC here. Back in 2006 when I was selling health and life insurance, I couldn't get in front of any potential customers. Like none. Every time I would call someone, they were all very polite, but they inevitably said "no thank you, I don't need to switch. My health insurance premium went down by a significant amount this year and has been creeping down at an ever faster rate for 7 or 8 years now." Obamacare seems to have reversed that trend.
So an insurance company has to provide health insurance and charge enough to have profits?
Doesn't that force the cost of insurance, healthcare to be more than it would be without the profit motive?
How much administrative overhead for the average US hospital/physician is caused by the variety of health insurers and what they will/won't cover and how much they will pay?
How much increase in premiums is due to falling bond returns?
Post hoc propter hoc fallacy. You have not eliminated other possible causes of premium increases.
anecdotes are nearly always meaningless.
Health Premiums Up 50 Percent From 2003 to 2010 - Report
http://www.nationaljournal.com/healt...eport-20111117
In all seriousness. The employer should simply drop health insurance. He's obviously small enough, he won't need to pay a penalty. Then his employees could each go onto the exchange, pick up the plan/premium that works best for them, AND qualify for a subsidy. As long as the employer offers a plan, a subsidy is not available to any of his employees. His agent should have pointed this out to him (the agent would then lose income, however, so he most likely hasn't).
The above shows why and how the for-profit health care racket is the biggest destroyer of household wealth, and why a no-profit federal health insurance (medicare from birth) is the only solution. And then add in no-profit govt owned/operated hospitals, clinics with medical staff as govt employees where their only financial incentive is health care delivery efficiency.anecdotes are nearly always meaningless.
Health Premiums Up 50 Percent From 2003 to 2010 - Report
http://www.nationaljournal.com/healt...eport-20111117
Jesus Christ people. Ok let me spell it out for you.
I too experienced the same difficulty when I was selling Health Insurance back in the early 2000s. In those good Bush years, premiums just kept dropping!!!
From a static viewpoint, it probably does. However, when profit is no longer a concern, inefficiency increases. this is how it ends up costing more. Just look at almost any government run program. very few operate as efficiently as a for profit business.
How do you know that? Data?
"when profit is no longer a concern, inefficiency increases"
Like in your corrupt, wasteful beloved military?
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