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that sounds like a stressful job. id probably last a week and the get fired for telling someone off.
Every Single County in America Is Facing an Affordable Housing Crisis
A new report reveals that zero counties in the U.S. have enough housing for families in extreme poverty.
Urban Ins uteFrom Portland, Oregon, to Portland, Maine.
From Jacksonville to Juneau. No matter where you look, there isn’t enough affordable housing.
Without exception, there is no county in the U.S. that has enough affordable housing. The crisis is national and it is growing. Since 2000, rents across the nation have increased. So has the number of of families who desperately need affordable housing.
Without exception, there’s no county in the U.S. that has enough affordable housing.New research from the Urban Ins ute shows that the supply of housing for extremely low-income families, which was already in short supply, is only declining. In 2013, just 28 of every 100 extremely low-income families could afford their rental homes. Than figure is down from 37 of 100 in 2000—a 25 percent decline over a little more than a decade.
http://www.citylab.com/housing/2015/...crisis/396284/
It wasn't too bad, I dealt w/ escalated accounts, and a lot of the time these people were getting ed over by under trained idiots who are supposed to be experts. Dealing w/ attorneys was always fun.. breathing is in violation of some penal code to those gots
I can imagine.
Just closed on our house, and mortgage process was pretty thorough. Makes me glad I am an accountant, and relatively intelligent.
That is a function of building codes raising the cost of housing to a point the poor can't afford it. The poorest asshole in the third world has a house. Might be made of packing crates and cardboard but he has a house.Every Single County in America Is Facing an Affordable Housing Crisis
A new report reveals that zero counties in the U.S. have enough housing for families in extreme poverty.
From Jacksonville to Juneau. No matter where you look, there isn’t enough affordable housing.
Without exception, there is no county in the U.S. that has enough affordable housing. The crisis is national and it is growing. Since 2000, rents across the nation have increased. So has the number of of families who desperately need affordable housing.
Without exception, there’s no county in the U.S. that has enough affordable housing.New research from the Urban Ins ute shows that the supply of housing for extremely low-income families, which was already in short supply, is only declining. In 2013, just 28 of every 100 extremely low-income families could afford their rental homes. Than figure is down from 37 of 100 in 2000—a 25 percent decline over a little more than a decade.
http://www.citylab.com/housing/2015/...crisis/396284/
It's more complicated than that. Building codes exist for a reason, many GOOD reasons. In the case of builiding height limitations and density codes, the citizens approved the municipal codes.
Demand for housing drives up house prices, which drive up property taxes, and house insurance.
It's still cheaper, as has been demonstrated in many cities, to house the homeless rather than leave them on the street or in your crates+cardboard "homes".
And then there is the overwhelming reason that good paying jobs on the low/medidaum end don't exist, and you Repugs block all attempts at raising the Federal minimum wage.
Last edited by boutons_deux; 06-23-2015 at 02:33 PM.
Yeah, what I learned at B of A watching people's lives fall apart is going to help me a lot in the long run. I'm an expert in short sales worst case if I ever have to request one
In this boutons has it spot on.
The purpose of building codes is to prevent deaths, property loss and injury.
http://www.usfa.fema.gov/data/statistics/#tab-2
Thumb through the tabs.
Such codes have the end effect of making housing more expensive, but cheap housing has its own hidden costs, such as the economic loss of deaths, and pure economic loss. Even with our present codes we still have roughly $15bn per year in pure property losses the US, per FEMA stats listed above. That likely doesn't include the economic value of the lost lives, let alone what actual value we might place on a human being, if asked to define that.
There are always trade offs.
We are willing to sacrifice 35,000 people per year, men, women, children and infants, in order to have the convenience of affordable vehicles.
While I am sure there are some building codes that would easily fall into the "stupid" category, from what I have read of them (skimmed a few when looking over inspectors report) they seem to be fairly well put together.
I'm not advocating doing away with building codes but the whole system is stacked against affordable housing. The 3-2-2 is the gold standard of home financing now. Deed restrictions call for minimum square footage and masonry exterior. Plus, people have gotten away from "need to have" and moved on to "want to have". ...1n the 1960's middle class people lived in small frame houses with a small kitchen, multiple bedrooms, one bathroom, no air conditioning and MAYBE a one car garage. They might have one window unit in the bedroom they would only use on the miserably hot nights to save electricity.
those 6 kids killed falling from a balcony in East Bay a few days ago appear to have been standing on rotted wood, probably the builder saving a few bucks and violating building codes.
Now you are holding builders responsibly for bad or no maintenance?
it was a rental apt, are the renters responsible for structural rot, very probably from faulty construction, code violations?
Now Boo wants the builder to be responsible for perpetual maintenance? Waterproofing has to be maintained. , I have a "lifetime" standing seam metal roof on my house but it still has to be re-caulked every few years to keep it from leaking.
BTW, thirteen people on a 5 X 8 balcony is a bunch. Sucks that they fell but happens.
the apt building is only 8 years old, not perpetuity. The builder doesn't warrant against defects in material or workmanshi? The apt owner has no responsibility for structural maintenance, inspections?
and yes, you blame the dead victims.
Last edited by boutons_deux; 06-23-2015 at 04:51 PM.
What do you mean the apartment owner isn't responsible for maintenance? I'm sure the floor joists were fine when it was built. The original builder isn't supposed to go back on every property he has ever built and make sure the owner is maintaining it properly.
Waterproofing caulk shrinks and dries out. It has to be redone frequently.
And yeah 13 people on a ing little apartment balcony is stupid.
Berkeley calls for new citywide inspections of balconies after deadly collapse
The vast majority of rental property owners are left to their word on whether they have performed the annual inspections required by the city.
In 26 years of renting, Townley said, a landlord has never provided him with a copy of his apartment’s annual safety certification.
He said the subject of requiring at least periodic city inspections of rental properties came up in a city meeting as recently as May, but was shot down.
“Lack of staff, time and money stopped us,” he said. “It always comes down to staffing and the political will to spend money.”
http://www.latimes.com/local/lanow/l...623-story.html
So under-financed govt leaves responsibility to the private sector, and people die.
People die all the time Boo. You are gonna die. I'm gonna die. Pack 13 people on a 5 X 8 apartment balcony? Yep. People died. As stupid as you are you could have been that apartment manager that didn't realize they needed to keep the crack from the concrete to the wall caulked.Berkeley calls for new citywide inspections of balconies after deadly collapse
The vast majority of rental property owners are left to their word on whether they have performed the annual inspections required by the city.
In 26 years of renting, Townley said, a landlord has never provided him with a copy of his apartment’s annual safety certification.
He said the subject of requiring at least periodic city inspections of rental properties came up in a city meeting as recently as May, but was shot down.
“Lack of staff, time and money stopped us,” he said. “It always comes down to staffing and the political will to spend money.”
http://www.latimes.com/local/lanow/l...623-story.html
So under-financed govt leaves responsibility to the private sector, and people die.
I'm pretty sure single wides are still available. Don't be such a drama queen.
the SA housing market, took me two years to find a house. So many cash buyers right now, 's been crazy.
America Sucks at Affordable Housing. The Supreme Court Might Make It Even Worse.
"They're able to get into a neighborhood that's able to offer more opportunity, so they will stretch beyond the 30 percent thresholdbecause it has payoff." After SCOTUS rules on Texas Department of Housing and Community Affairs v. The Inclusive Communities Project, likely in the next week, that payoff may grow even less accessible for low-income households.
A ruling that invalidates portions of the Fair Housing Act could hurt future legal challenges to a web of bank policies, zoning laws, and planning decisions that housing advocates argue make prosperous neighborhoods less accessible and affordable.
http://www.motherjones.com/mojo/2015/06/affordable-housing-gap-study-scotus-disparate-impact
Who expects that the SCOTUS5 WILL NOT gut the Fair Housing Act?
Letting the frackers in, and keeping the n!gg@s and Messcans, out! Thanks, Texas!
More Americans Are Renting, and Paying More, as Homeownership Falls
In the past, many families like the McDowells, whose household income is almost $100,000 a year, would already be nestled in a starter home, maybe even on the cusp of upgrading to something bigger and more expensive on the profits from their first house.
But even as the market continues to improve — sales of existing homes in May increased to their highest pace in six years, the National Association of Realtors reported on Monday, and first-timers make up 32 percent of the buyers — it is leaving millions of Americans unwillingly stuck in rental housing.
The flip side of the decline in homeownership is a boom in rentals and a significant rise in the cost of renting. On average, the number of new rental households has increased by 770,000 annually since 2004, the center’s report said, making 2004-14 the strongest 10-year stretch of rental growth since the late 1980s.
Many people living in rentals were once owners; they lost their homes toforeclosure and now have such damaged credit reports that they find it nearly impossible to qualify for a mortgage. Others are trapped because lenders have significantly tightened credit standards after the abuses of the boom era.
And while the federal government has created programs to encourage lenders to offer mortgages requiring only a small down payment, the efforts are so nascent that officials won’t say how many people have taken advantage of them.
http://mobile.nytimes.com/2015/06/24...hip-falls.html
that disastrous Fed chairman Greenspan, the Repugs huge tax cuts for the wealthy that financed private, predatory, criminal lenders, and the entire ing Banksters financial crime syndicate.
charts are meaningless without labels...I fixed it for you
I gave the article link, no labels, you took the bait.charts are meaningless without labels...I fixed it for you
what? I fixed your charts peckerhead.
I'm surprised it isn't more than one in four or did everyone just declare bankruptcy already back in 2008?
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