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  1. #1
    I am that guy RandomGuy's Avatar
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    "It’s working, it’s popular, and the threat doesn’t come from insurers dropping out but from the federal government pushing them out."


    California has successfully implemented a federal law — but officials this year say much of their energy has gone into figuring out how to manage a successful marketplace while working with a federal government that has not only predicted but worked to hasten its implosion.

    The state started on pretty solid footing, with one of the more compe ive marketplaces in the country. It expects that 83 percent of health law enrollees will live in areas with three or more insurance options to choose from.

    But it has also had to counter challenges. California announced this week that premiums will rise, on average, 12.5 percent, one of the biggest Obamacare hikes the state has experienced. Three-quarters of that is due to rising medical prices and a new tax on health insurers that will take effect in 2018. The other quarter, however, is an uncertainty surcharge — health plans trying to prepare for a world where the individual mandate isn’t enforced or outreach is minimal.

    The state has focused much of its contingency planning on the cost-sharing reduction subsidies, an $8 billion fund that covers copayments and deductibles for low-income enrollees. The Trump administration has repeatedly threatened to cut off these payments, which could cause premiums to e as insurance plans look to fill a big new budget hole.

    California came up with a plan: If the Trump administration doesn’t commit to making these payments by the end of August, it will add a 12.5 percent surcharge onto all of its midlevel “silver” health plans. It will also run an aggressive marketing campaign to let Californians know about the surcharge, and that other options could be much cheaper.

    By concentrating all the surcharge in one type of plan, it will, researchers expect, make other plans cheaper for the 84 percent of Obamacare enrollees in California who purchase coverage with premium subsidies. This is because the size of the tax credit is tethered to the price of the “silver” plan in the local area. If the price of the silver plan goes up, subsidized shoppers could take their bigger tax credit and possibly get a less comprehensive bronze-level plan for free — or go up to a more robust gold plan at little cost. (Read more about this idea, which actuaries from the firm Oliver Wyman have explored in detail, here.)

    ...

    https://www.vox.com/policy-and-polit...ax-health-risk

  2. #2
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    Smh at CA in general. Do you know they tax HSAs AND their gains?

  3. #3
    LMAO koriwhat's Avatar
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    working? hahaha yeah right!

  4. #4
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    Smh at CA in general. Do you know they tax HSAs AND their gains?
    Repugs tax grad student compensation in kind and deny deduction for high edical costs

  5. #5
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    RandomGuy

    your propaganda, you cowardly piece of . I live in California. My rates more than tripled over night for my plan, a few years back when Obamacare was going into effect. I hardly call that "working." I don't even need to read your propaganda. I live the bull .

    "Working" -- This is the place in which I normally put a LMAO emoticon. But since I'm down thousands due to a lie you spout, I'll just more than triple down on my you. you; yea, off.

  6. #6
    non-essential Chris's Avatar
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    vox

  7. #7
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    Trump is a sabotaging pussy and the repugs still gonna blame OBAMA.

  8. #8
    I am that guy RandomGuy's Avatar
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    RandomGuy

    your propaganda, you cowardly piece of . I live in California. My rates more than tripled over night for my plan, a few years back when Obamacare was going into effect. I hardly call that "working." I don't even need to read your propaganda. I live the bull .

    "Working" -- This is the place in which I normally put a LMAO emoticon. But since I'm down thousands due to a lie you spout, I'll just more than triple down on my you. you; yea, off.
    Triggered snowflake. Here is a paper towel, so you can wipe the spittle from your monitor.

    Uncertainty premium. Welcome to Republican caused increases. Thank Trump.

  9. #9
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    Sooner or later, Repugs will tax the compensation in kind of employers group plans

  10. #10
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    Triggered snowflake. Here is a paper towel, so you can wipe the spittle from your monitor.

    Uncertainty premium. Welcome to Republican caused increases. Thank Trump.
    Obamacare more than tripled my . Don't give a about your propaganda.

  11. #11
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    You have to live here to have a handle on the pulse. It wasn't working as hot as this article suggests. Costs were rising year to year before Trump, that's why I went consiglere instead.

  12. #12
    I am that guy RandomGuy's Avatar
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    Obamacare more than tripled my . Don't give a about your propaganda.
    More than likely, you were paying for some stripped down coverage that didn't really cover much. You were, essentially, being screwed by paying for coverage that would have almost certainly not covered much had you gotten sick or injured, and too stupid to know that.

    Your ty plan had to have a lot of basic coverages added to it, driving up the cost. The rest of us were subsidizing your risk. Now we're not.

    Welcome to grownup land, asshole. Take some personal responsibility.

  13. #13
    俺はまんこが大好きなんだよ baseline bum's Avatar
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    More than likely, you were paying for some stripped down coverage that didn't really cover much. You were, essentially, being screwed by paying for coverage that would have almost certainly not covered much had you gotten sick or injured, and too stupid to know that.

    Your ty plan had to have a lot of basic coverages added to it, driving up the cost. The rest of us were subsidizing your risk. Now we're not.

    Welcome to grownup land, asshole. Take some personal responsibility.
    More than likely he's lying

  14. #14
    Veteran Aztecfan03's Avatar
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    More than likely, you were paying for some stripped down coverage that didn't really cover much. You were, essentially, being screwed by paying for coverage that would have almost certainly not covered much had you gotten sick or injured, and too stupid to know that.

    Your ty plan had to have a lot of basic coverages added to it, driving up the cost. The rest of us were subsidizing your risk. Now we're not.

    Welcome to grownup land, asshole. Take some personal responsibility.
    Instead Obamacare makes us pay for stuff we don't need and makes us subsidize others.

  15. #15
    Veteran Aztecfan03's Avatar
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    More than likely he's lying
    statistically, probably not.

  16. #16
    俺はまんこが大好きなんだよ baseline bum's Avatar
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    statistically, probably not.
    Most of his is lies, so statistically probably so

  17. #17
    Veteran Th'Pusher's Avatar
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    statistically, probably not.
    Most people get their health insurance through their job or the government, so statistically, he’s probably not on the individual marketplace. If he is, 85% get federal subsidies which would generally shield him from premium increases.

    So yeah he’s either lying or was previously being duped in to buying some stripped down high-risk plan. Neither option would surprise me.

    If you haven’t noticed, spurtacular is by far one of the most ignorant people to post on this forum...approaching WC levels of stupidity. His emotional outburst itt was funny tho.

  18. #18
    I am that guy RandomGuy's Avatar
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    More than likely he's lying
    The thought had crossed my mind. Honesty does not appear to be his strong suit.

  19. #19
    I am that guy RandomGuy's Avatar
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    Instead Obamacare makes us pay for stuff we don't need and makes us subsidize others.
    Not having insurance is asking others to subsidize you.

    Having ty health insurance is asking others to subsidize you.

    You do understand this, yes?

    The costs of all of this stuff is already socialized in many ways.

    It is buried in the cost of every new loan, everywhere in the country.

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