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Buying your first car is a pretty neat experience. Still remember a couple of years ago, the feeling is still there... sucks though that I don't use that car anymore.
Buy a slow piece of crap because you're just gong to get tickets and wreck it anyway. I'd never buy a new car if I was known to be a crash prone ass hat like you.
Buying your first car is a pretty neat experience. Still remember a couple of years ago, the feeling is still there... sucks though that I don't use that car anymore.
If you're going to travel a lot, I'd think about a car more than a truck. Gas mileage and all. And me personally, I'd go foreign over domestic. I like my cars lasting a long time and keeping some sort of resale value.
But if you're a truck guy, I'm more of a Chevy person myself. Don't know why really as I don't like trucks very much. But something about the new F150s screams "over-compensation". Same with Dodges and their Hemis. My dream Audi has as much power as those Hemis and it could be considered a compact based on size.
Finally, if you do go GM and car, don't buy a Pontiac.
Everyone else pretty much said the rest.
Kia Rio for 6995 and 10 year warranty
don't take the insurance company's first offer!!!!!
That screamed,
You are in a legal negotiation.
Ask them for more, you can get it, and don't let them get away with bullying you.
They must consider the cost of litigation.
If you go to court, you WILL win a judgement. The only question is how much.
Therein lies the rub.
If that judgment is:
$8,000
The insurance company will be out:
$8,000
+
Legal fees (say $2,000)
The insurance company knows this, and in order to avoid those extra legal costs will be willing to pay you more than their first offer.
http://www.automotive.com/2004/12/fo...ing/index.html
Resale range for such a vehicle is somewhere between:
6,000 and 22,000 or so.
They will try to lowball you, and 8,000 seems to be on the low end of that.
Remember, you will be out not only replacing the truck, but your time, and the value of all the sales taxes and so forth.
If you've already accepted their offer, sorry I didn't get to this sooner.
Good luck in finding a replacement.
My advise is don't buy a new car. Try to find one two or three years old that someone else has already taken the "new car" depreciation hit on, especially if you are gonna be putting on a lot of miles. If you are a typical college student you need to work this backwards. Decide what the most you can comfortably pay every month for a car is. Don't forget insurance and routine maintenance. Go to a bank and get pre-qualified for an amount you can live with on a 36-48 month note. Then you know how much you can pay and then just find the best deal you can at that price. IMHO craigslist is a great place to look.
you figured wrong! everyone knows s love them some pt cruisers and bugs.
The only problem with a long note, especially on a new car if he's putting a lot of miles on is he will be upside down forever. It depends on his self discipline. If he is willing to drive the car till it's paid off he will come out OK. If he decides to trade up in a couple of years he will be screwed. Too many young kids get in that trap of rolling the old note into the new note and it eventually comes back to kick their ass.
What surprises me is that even in the internet age people still shop for cars within their immediate vicinity…I used to help find cars for a family in Minnesota who would drive down to So Cal to find like new GM Sedan’s…WHY? No rust & thousands of used cars to choose from….In areas like Orange County there are hundreds if not thousands of cars for sale through estate transactions…(Meaning the car was owned by an elderly person who has passed away)…
Just last month I found a Buick Park Avenue with only 25 thousand miles & the asking price was 8k…
But what do I know… A new F-150 or Corvette are more fun to drive…
Don't forget Minis.
I'm not entirely dead-set on getting a truck. If I could find an affordable one, I'd consider that a "win." I'm all about spending 30 dollars at the pump each fill-up as opposed to 60-70.
I'm a little embarrassed for even making this thread seeing as how THAT web address actually exists.
Yes, because we all know how much college students love rolling around in a Park Ave.
You also have to figure that as practical as you want to be, you actually have to LIKE the car you drive too, considering how much time you're going to be spending in it.
Agreed. I bought my SO's current driver (a 2 year old hard loaded Eddie Bauer Expedition still in warranty) in Houston after finding it on e-bay. They didn't get their asking price and I called them and negotiated a deal. Then, just flew down and picked it up. After driving it for two years it's still worth what I paid for it.
As far as the insurance, a little more background. The accident took place, I was a little rattled. A paramedic-in-training walks up having heard the whole thing coming out of church and she calls the cops. The cops show up about a minute later. This surprisingly quick response time kept the other driver and I separate, unable to exchange info. As I mentioned in the OP, the accident happened Sunday, the 10th, and the officer that responded to the call has yet to turn in the accident report, regardless of the calls, voicemals, and emails he's received.
Anyways, that being the case, I've had to go through MY insurance thus far. We still have no idea if he even HAS insurance. You're suggesting that the insurance co, whether it's the other driver's or my own, will attempt to low-ball me? How exactly would I go about (respectfully?) declining their offer?
The truck has 119,000 miles on it...otherwise, it's in great shape. I assumed, however, that the high mileage drastically reduced the resale value, totaled or otherwise.
And I haven't accepted anything. My adjuster JUST told me that the thing was totaled and what they were willing to give me yesterday afternoon. We're still waiting on getting the other guy's insurance info (god ing willing).
Well Nathan…I know used GM sedans are not cool….But I have purchased several of them for cash when I just needed transportation…You don't even have to lock them, nobody wants to steal them..
CC- the Eddie Bauer purchase was made during the 4 dollar gas time right? Lots of Ka-Boys in So Cal could not afford their 1 ton 4x4’s back then & they were for sale everywhere…
Yeah, I've never gotten a new car and heard horror stories about the immediate depreciation of vehicles, so odds are I won't be starting this time around.
The thought of having a monthly car note sucks, but I'm assuming at this point it's unavoidable. And, , maybe it could help my battered and bruised credit score.
I'm weary of using craigslist, if for no other reason than my apparent inability to understand each page's listings. I'll look into it, though.
, if you could find me a granny on her deathbed w/ a low mileage compact outside, lemme know.
8k is a damn good down payment... i put 5k down on my car almost 5 yrs ago and ended up with a $250/mo payment, will be paid off by the summer or next xmas i believe.
btw, dude who hit me was drunk, illegal, and had no in' insurance whatsoever and ran from the scene. hit me dead on and his huge truck crushed my car and almost threw my over the overpass off nw military & 410, left me with a concussion and led me to believe i was paralyzed.
you got off lucky and your insurance co did you well by giving you 8k for a truck with 100+k on it.
Yeah, considering I got 9k for my '01 back in '06 with a little LESS than 100k miles on it, I assumed I was getting a decent return value for it. RG's got me paranoid now, though.
Again, I'm just apprehensive about a monthly car payment at this point, seeing as how I'm about to graduate and student loans are about to bend me over...
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