Yeah, those are really nice but they are expensive.
The bottom line is that if you want a nice apartment you're going to have to pay for it. There are plenty of decent places to live around the NW side, but you're not going to find something for very cheap that has everything you want.
My advice to you? Live near SAC. There are duplexes that are priced very well, and the neighborhood actually has life. The crime isn't as bad as you're making it out to be , though. Things happen everywhere, but people tend to be more vocal when they have something to about.
The Medical Center area is pretty central to anything you need, and has plenty to choose from. It's not bad, but I still prefer the neighborhoods near SAC.
I would avoid International Residence on Cinnamon Creek. They have really cheap prices but you'll pay for it with ty mangement