lol compehension fail.
lol cut an paste
lol simpleton
TBfail
lol compehension fail.
lol cut an paste
lol simpleton
TBcontent-free snarkiness
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You run like a little when you see content from me. Nothing new.
Did you even read the poll, maran?
Of course not. That would take thought.
"statistics do not make facts". Do you always form your opinions on vacuous pla udes?
Statistics do make facts. That is how science works and tests hypotheses. If I want to scientifically test something, and draw a sample I can make factual statements with a pretty high degree of certainty about the population and sample.
The problem you have here in making your case is that the costs are shared.
Your private data costs me money. Why should I let you pick my pocket, just because you have some hangup about a centralized database?
I put this here to point out something that makes libertarians squirm.
We are not individuals.
We form.... a society.
Almost everything we do or don't do affects others.
That means you have an interest in my affairs, and I have an interest in yours. Libertarians don't tend to understand economics well enough to grasp why this is.
Case in point:
http://www.theatlantic.com/business/...planet/265745/
It works no different for health insurance and health costs.Look at that chart again. It's so simple and so profound. Car insurers have an incentive to charge people more who drive more, since those drivers are more likely to make a claim. In other words, insurers want to put a price on driving. That's just another way of saying they want to put a price on gas. If this sounds like a backdoor gas tax that works in reverse, that's because it is. It puts more money in people's pockets for driving less rather than taking it out for driving more -- which is a distinction without a difference. A disincentive to drive is a disincentive to drive. And disincentivizing driving is something with enormous spillover benefits -- what economists call positive externalities.
We have medicare/-aid to make sure that people who work can get this insurance. We all pay into that system one way or another.
If you develop cancer and cost that system, we all pay for it. Therefore we all have a solid interest in making sure you do things to reduce the risk to yourself.
This would work the same even in the absence of those government programs.
The only way to decouple this is to allow hospitals to let sick people die if they can't pay.
How about this:
Instead of mandatory tests, we offer a discount on your taxes, with the provision that you provide your doctor with the results, and take actions to address your risk factors?
This is what health insurers are going to start doing, just like car insurers.
" allow hospitals to let sick people die if they can't pay."
sociopathic Repug "death panel"states refusing to expand Medicaid are doing just that, lettng poor sick people stay sick, get sicker, and die.
How Big Pharma Is Bringing Forced Drug Tests To a State Near You
Wonder why so many laws to drug test people who receive public benefits are cropping up?
the drug-testing provisions in President Ronald Reagan’s Drug Free Workplace Act as part of the misdirected War on Drugs. Even then, the medical community dismissed the Act’s provisions requiring all federal grantees to test employees as “chemical McCarthyism,” as well as unscientific and discriminatory, since it was more likely to capture days-old marijuana use than frequent consumption of cocaine or alcohol. But the movement nonetheless grew from an anti-drug campaign into an industry with its own trade association, after several moneyed interests like Hoffman-La Roche, the maker of Valium and sleeping pills, got into the business:
The company established one of the first major drug-testing labs in America and won an early urine-testing contract with the Pentagon, leading to $300 million in annual sales by 1987. The following year, Hoffmann-La Roche stepped up its sales efforts with the launch of a major PR and lobbying campaign to “mobilize corporate America to confront the illicit drug problem in their workplaces.” The drug manufacturer called its new campaign “Corporate Initiatives for a Drug-Free Workplace.”
Because this drug testing tends to capture marijuana more than other drugs, proponents of the movement have increasingly demonized marijuana use most of all. Robert Dupont, who served as drug policy director under Presidents Richard Nixon and Gerald Ford, had advocated decriminalizing marijuana and its use a “minor problem” before he became a “drug-testing management” consultant. Then in 1978, he declared marijuana “in many ways” the “worst drug of all the illegal drugs,” later explaining in a PBS special that, “I realized that these public policies were symbolic—all that really mattered was you were for [the decriminalization of marijuana] or you were against it
with fewer and fewer employers implementing drug tests because they have shown “no demonstrable return on investment,” the industry has turned to another lucrative market: those receiving public assistance and unemployment benefits. Several recently passed state laws that require public benefits applicants to take drug tests have been struck down by courts, but that hasn’t stopped other states from moving forward with random drug-testing provisions. In South Carolina in 2012, with unemployment still above 9 percent, state legislators pushed three different bills to drug-test the unemployed. And several other states have done the same in the wake of a federal provision that authorizes the tests. Of course, these laws propose testing for drugs consumed illegally without a prescription. So if those consuming marijuana for stress or trouble sleeping happen to turn instead to prescription use of another federally legal drug, such as Valium or sleeping pills, Hoffman-La Roche just happens to have profited twice over from the process.
http://www.alternet.org/how-big-phar...state-near-you
Fine. let the health insurers decide the criteria and requirements. Keep government out of it.
Do you really advocate another complication to the tax code, or are you throwing out to see what sticks?
I think you are applying your vision of a libertarian to what I would call an anarchist. Libertarians know we are a society, and that the line drawn of personal freedom is that which infringes on another persons personal freedom.
---FAIL---
Mandating such of people would be authoritarian. Allowing choice on the matter is OK with libertarians.
My insurance company asks my annual mileage, and I have my youngest daughter on my policy as well which I give a much higher estimate of mileage than myself on. She is seldom here now, but this is still her mailing address. She has a room, but effectively lives at her boyfriends. She is now 25.
I personally don't mind for insurance to want such information. i just don't believe it should be mandated, and if people choose to keep requested information secret, I have no problem with them having a higher competing set of rates to choose from.
Freedom and choice Random... Stop being authoritarian.
Because private industry does so well when we give them power and information asymmetry.
You trust a large corporation whose management is more concerned with lining their own pockets and next quarters dividends to be making your decisions for you?
Polly Peck
Bank of Credit and Commerce International
Nordbanken
Carrian Group
Barings Bank
Long-Term Capital Management
Equitable Life Assurance Society
HIH Insurance
Pacific Gas and Electric Company
One.Tel
WolrdCom
Enron
Chiquita Brands Int
Adelphia Communications
Arthur Anderson
Bre-X
Parlamat
Bayou Hedge Fund Group
Refco
Bear Stearns
Northern Rock
Lehman Brothers
ABN-Amro
AIG
Bernie Madoff
etc.
etc.
etc.
You would have us give our trust in a system run by profit motives, simply because of your ideological hangups?
Really?
How do you propose that to work?
That line is not quite so clearly marked in this case.
As has already been pointed out, as clearly as possible, your decision to conceal your risks costs everybody else money. This is the same for free market insurance as for government programs.
I don't like to subsidize free loaders.
That impinges on my financial freedom, doesn't it?
Last edited by RandomGuy; 04-09-2013 at 03:49 PM. Reason: making it read less snarky
Coward
Tab![]()
At best it's mixing correlation with causation. I'm just not a fan of compelling people to participate in medical trials because you have correlated DNA sequences with types of cancer. I am much more interested in the work going towards establishing mechanics and cause. Cement the hypothesis.
I don't see any evidence that a compulsion is necessary to have a sufficient sample size.
Where did i ever give indication I trust corporations?
I just want a limited government, and less authoritarianism.
Don't you want more personal freedom? For you to accuse me of something unrelated because you don't like what I say if baffling.
Are you on the record here as stating that concealing a statistic point is on par with concealing a fact?
Did you even read the poll you posted, maran?
lol binary
Just kill all the people with inferior genetics. Problem solved.
what do these risk factors take into consideration regarding the actual process of carcinogenesis itself ? i'm just curious as it seems there are still assumptions about the process of cancer itself. are we dealing with darwinian models here? not to mention the fact that we are still dealing with a non-linear dynamic in a complex system. i just can not be convinced that probabilty can lead to anything more than informing an individual that they may be more prone to certain types of cancer (which, really..couldn't a genetic screening already give one a pretty good indication of these risks?).
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