boy....Spelling and Grammar buddy would have a FIELD DAY in this thread if he showed up.
Since my hubby makes his living getting paid by insurance companies, you can bet your sweet bippy he and I are against universal health care.
Also, if Obama raises the Medicaid cap, a lot of doctors aren't gonna accept it anymore. Medicaid pays crap as it is. My OBGYN doesn't accept it anymore.
I was at the doctors office yesterday and a woman who (from what I overheard) is a foster mom was talking to the insurance coordinator about how raising the Medicaid cap would affect her and her husband.
I can see how all this makes sense since Canada, France, and Germany have bankrupted their governments in the same fashion.
Yeah, I don't know how countries like that compete in world economics. Their currency must be compared to America's currency.
I don't want universal coverage I just want affordable premiums and I do think they can be affordable. We are self employed and insurance to cover my family of 6 is out of the roof.
The government needs to come down on the price gouging that constantly occurs in the medical field.
I'm in college full time and work part time. My job won't give me health insurance as a part timer. I have none. I'm not saying everyone should get free healthcare, just me.But seriously a teenage women with a baby can be covered by something. She doesn't work just takes a care of a baby. And my money gets taken out for that, but yet I can't get coverage. And i work so hard. Not fair.
Last Fall my daughter broke her ankle and I had to take her to the ER. We don't have insurance and at the time I wasn't aware that she was covered through the STYSA soccer insurance. I paid the $350 ER visit which I thought was affordable. I got a bill from the ER doctor (around $200), the Xray dept(can't remember the cost) and then each visit to the orthopedic surgeon (thank god she didnt need surgery) was around $150. Every bill we recieved I felt was affordable for my family. Then I receievd another bill from the hospital for $1,200. I called them and asked them what it was for. She said to disregard it because I paid on time and that bill was for people who did not pay at the time of sevrice or people with insurance. This totally amazed me. If I had not had the $350 when I walked out of the ER, which many people don't, it would have quadrupled? Ok, let's punish you for not having money and charge you even more. What if I had needed a couple of months to pay the $350? As for the insurance I assume they charge that much to insurance companies in order to make sure they get some of it back.......???
Neither does mine
it's actually a sarcastic nickname of sorts for him after he testified on the Hill one time. It is a reference to one way the Fed can keep the economy moving...hovering overhead in a helicopter and dropping money directly into consumer's hands.
25%?
People are clueless.
If Barrack gets his way and what he wants passed gets passed, which is:
1. Repeal the Bush Tax Cuts
2. Make the Social Security tax infinite (right now the deduction stops just under $100K of income)
THEN the top marginal rate, from just the Federal government, for a succesfull self-employed person, will be 56%!!! Then, if you live in a state with an income tax, you're looking at better than 60%!
RIGHT NOW, the lowest income tax bracket is 10% - add Social Security and Medicare/Medicaid @ 7.5%, and you are at 17.5% - THEN DON"T forget to add your employer's share of those two (another 7.5%) - and you are nearly at 25%. THAT'S THE LOWEST BRACKET!!!!!!
Barrack/Hillary and all the Dems want ALL OF THE BRACKETS RAISED, because they want to repeal the "Bush Tax Cuts". Those cuts REDUCED the rates to what I just listed.
THAT'S BEFORE they add Universal Coverage of Healthcare!!!!
The government sucks. Anybody who wants the government to fix something sucks more.
No, the insurance company would have paid the $350 - and shown the difference as a "negotiated discount". They do this to demonstrate their worth to policyholders/decision makers at companies.
Never walk out of a hospital, if you are not insured, without negotiating the charges with the business manager. If they aren't available, call them on the next business day. Insurance companies get 60% discounts off of retail (what you got by paying on the spot). That's all, ultimately, the hospital is looking for. If you don't work something out, however, it will end up in collection; and those cats want every $$$ they can get.
Tomato, tomata.
It doesn't matter how they do it, our government, obviously, CANNOT do it. In the 1960's, the Fed spent less than 5% of its budget on healthcare and SS combined. Now? 55%. At the same time, defense was 45% of the Federal Budget. Now (even while IN a two front shooting war?) 19%.
AND we're running MASSIVE deficits at that. How much tax burden is enough for you? At what point does it sink in that the US Federal Government CANNOT DO ANYTHING EFFICIENTLY?? How much evidence is required. How many underperforming, impossible to kill, ever growing en lement programs do the candymen have to conjure up before that dim light in some of your heads goes off and you realize, "oh, crap, that new one is not going to work EITHER??!!!"
you forget that us 'youngsters' will not get social security. We are the generation that will take care of our own retirement and not depend on the government to give us money. We pay into it, we SHOULD get it but we won't.
Also, if people think this country's economy is bad, wait till 2017 when the social security runs out and all the 35-somethings now that haven't set enough money aside try to retire. Holy is that going to be bad.
So I am all for privatizing social security because I give over 2k a year to help pay for old people to live because they didn't save when they were younger. Thank 2k a year in my IRA would be a ton of money. But it's just wasted for ignorance.
I'm nearly 40, but I'm not expecting to see a dime of Social Security. Where do you get 35 something retiring in 9 year, btw. What math have YOU taken. I'm looking at 2040. 2017 is when the baby-boomer hit in mass, however, and you are correct, they are going to break us ALL.
Don't worry, I'm putting enough away for me and mine. My fear is that the govt. is going to come after the 401K accounts of us responsible people, however. They WON'T be able to tax incomes ENOUGH, so they will take from the stockpile the rest of us have ac ulated - they, frankly, are going to have to. That's why you should do like I've done; put some overseas where the U.S. govt. can't touch it.
also, Higher taxes are not a bad thing if they are not wasted. If our government uses tax hikes to pay off our giant deficit and that only, then they are with out a doubt a great thing. We are up in debt to our eyeballs and it's just like personal debt, sooner or later taking on too much will drown you.
Does anyone find it funny that we are each getting $600 (which was borrowed from China), but we can't afford to rebuild our own country when disaster strikes (New Orleans) we have to go to China and Saudi Arabia to help fund that. People just think that money doesn't matter.
Our national debt grows at $1,000,000 a minute. Our national debt grows at $1,000,000 a minute! think about that. And the people that shop at Wal Mart, drive foreign cars, and everything else are the ones ing us. In order to even attempt to pay that back we need to increase our national GDP, and let me tell you something, shopping at Wal Mart or buying a car from a Japanese company is not helping.
So yeah higher taxes can actually be good.
the people 35 right now, if they continue to not save for themselves and expect social security, they will be screwed because they are the generation directly behind the baby boomers that will wipe out social security for everyone.
Let's start a revolution.
I'll buy a rifle this weekend if people are up for it.
The fact that it can be negotiated shows how hospitals over most people.
the biggest issue for this election should be our national debt and the economy, not universal health care. The reason nobody seems concerned about the National Debt is because nothing will happen because of it under their watch so why talk about it. It's like going out and using your credit card everyday for 10 years and you stay in good terms by making the minimum payment, but sooner or later you can't make the minimum payment.
What is going to happen when China needs their money, when Saudi Arabia decides to collect? Whats going to happen when the American dollar is worth 1/15 of what it is now? Did you know China can cripple our economy within minutes if they wanted to? They own more of our money in reserves than we can even imagine as individuals.
This is the big issue. They say 'economy' because that is something you can see and feel, but nobody, nobody is going to want the debt collectors coming under their watch.
My "Japanese" car was built in California. There are many Toyotas being built by your friends and neighbors in SA. My "American" car? Mexico.
Wal Mart sells crap.
Taxes don't need to go up; The Federal government alone ALREADY spends over 20% of GDP. The government needs to spend less. It needs to DO less.
It's reasonably true.
Servicing the interest on the debt = 19% of the federal budget (nearly as much as defense spending!) And people say the Iraq war is the big problem. Never mind the man behind the curtain.
Peewee, rifles, I'm getting an island.
Japanese car companies pay their taxes in Japan. American companies pay theirs in the US. Sure Toyota can hire 1,500 employees to put together a car in California, and yes those employees pay US taxes, but GM employs thousands more US works AND pays their taxes as an American company. Foreign car companies put their cars together here also because they don't have to pay certain tarriffs when they do so.
So:
If I'm Toyota, I can build a car in Alabama, skip paying some tariffs (which screws the US), trick people into actually thinking Toyota is a American company (which they are dumb to think so), AND take all my profits back to Japan..... sounds like a good deal to me.
If I'm GM, I can build a car in Canada or Mexico (which I have to do because Toyota's should be higher prices, but they get around the tariffs), I sell a car in the states, and pay my taxes in the states.
If I want to sell a 20k car in Japan...guess what they will do, tariff the out of it and now all of a sudden my 20k car is 35k and people won't buy it.
The Japanese have it the way it should be, but our government likes to give tax credits to companies that assemble things in the US
So because our government is dumb, I should limit my choices of automobile? EVERYBODY looks out for number 1; the system needs to be aware of, and take advantage of, that fact.
It's all fine and dandy to have cars built here, and sure it creates jobs, but the wealth doesn't stay here in the States. It's stays in Japan, and that's where the problem is.
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