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  1. #1
    Mr. John Wayne CosmicCowboy's Avatar
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    OK...I'm still posting this stuff because it's important and I get a sense that a lot of you seem to be disconected from the reality of what is really going on in our world.

    Heres a post I made earlier today on another thread:

    All I can say is that you youngsters jumping on the "Universal health care" bandwagon better be careful what you ask for because you might get it. You are going to have enough trouble paying for the current federal committments to social security, medicare, etc. over the next 30 years without adding new ones. Just like social security, the governments decision of whether you make "enough" to afford to pay for health care will be simple...Their position will be that if you work you will pay.

    "Affordable" health care is an oxymoron. People are living longer. New expensive drugs for every conceivable malady come out every day. Your knee aches? Get a knee replacement. Hip hurts?...replace that too. People that would have died of heart attacks at 60 twenty years ago get quadruple bypasses and valve replacements. It's all EXPENSIVE.

    Do you REALLY want an additional 10% taken out of your paycheck for "universal health care" so the guy bumming change at the Valero so he can slam another 40 could have a liver transplant?

    Now lets talk about the economy

    I just got off the phone a few minutes ago with a friend that is in the agriculture business. We all about the price of fuel at the pump when we fill up our cars but he just reminded me of the trickle down theory...inflation is coming and it gonna come hard...a basic commodity like wheat that was $4 a bushel last year just hit $11 a bushel today...and thats just the start...red deisel (agricultural) just hit $3.10 a gallon and fertilizer has tripled in a year. Do you really think this won't hit you at HEB in a few months?

    Do you guys really want to try to solve more social problems when you are having a hard time just keeping up with your own?

    This is not a republican or democrat issue. This is a reality issue. We live in a world economy and energy is a huge commodity and will go to the highest bidder. It will affect every facet of our economy and there will be traumatic and life altering decisions to be made iin the next few months/years. The "American Dream" may have to be redefined. *sigh*
    Last edited by CosmicCowboy; 02-27-2008 at 10:33 PM.

  2. #2
    Purrrrrrrrrrrr Holt's Cat's Avatar
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    If the magical and wondrous federal government can provide medical care for all, why stop there? People have to eat, after all. Better yet, how about universal internets access? Don't even have a PC? No problem. You'll have to wait 12 months and it'll be a 386 but it's free.

  3. #3
    Maaaaaannnn fuck.... E20's Avatar
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    I don't have medical insurance and cannot afford to go to the Doc and my Mom ain't sure paying me. I haven't been to to doctor in YEARS. I have no clue about the actual universal health care plan and full details of Hilary's or Barack's, so I can't really say how it is or how much I would be paying for it.

  4. #4
    Purrrrrrrrrrrr Holt's Cat's Avatar
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    Well, it's a free 386 other than the 25% of your gross pay deducted every paycheck.

  5. #5
    Maaaaaannnn fuck.... E20's Avatar
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    Well, it's a free 386 other than the 25% of your gross pay deducted every paycheck.
    Well the free part is good, the 25% sucks for working people, I'm not working, but being a fulltime student counts as working I guess, but once I get a job, then it will be a pain the ass. 25% is high a little too high.


    I use a commas.

  6. #6
    Purrrrrrrrrrrr Holt's Cat's Avatar
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    So other than visits to the doc what else would you like Uncle Sam to provide for you?

    meals
    beer
    weed

    ?

  7. #7
    Mr. John Wayne CosmicCowboy's Avatar
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    I don't have medical insurance and cannot afford to go to the Doc and my Mom ain't sure paying me. I haven't been to to doctor in YEARS. I have no clue about the actual universal health care plan and full details so I can't really say how it is or how much I would be paying for it.
    OK...I DO know about health insurance. I'm probably the last employer in America that still picks up the tab 100% for my employees and their familys. I will continue to do so as long as I can possibly afford to because I simply think it's the right thing to do. I DO believe that health care is important and that my company/employees are a team/family and we need to care about each other.

    My "family" cost for health insurance just hit $13,000 a year per family (I am in the process of renewing) and that is WITH a $3000 deductible.

    Do some simple math and accept the fact that if you work for an employer that doesn't do what I do that they will not only be deducting the health care cost for YOUR family from YOUR paycheck but you will need to pay for the other two families down the street that either choose not to work or choose to work "undercover" for cash and dodge the system.

  8. #8
    Free Throw Coach Aggie Hoopsfan's Avatar
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    All I can say is that you youngsters jumping on the "Universal health care" bandwagon better be careful what you ask for because you might get it. You are going to have enough trouble paying for the current federal committments to social security, medicare, etc. over the next 30 years without adding new ones. Just like social security, the governments decision of whether you make "enough" to afford to pay for health care will be simple...Their position will be that if you work you will pay.
    I'm a youngster, and I think it's a horrible ass idea.

    Really, the only people jumping on the bandwagon are the idiots who can't even balance a checkbook and are sitting out there with $20,000 in credit card debt already.

    If we get universal health care, this country and its citizens will be bankrupt within my lifetime. the Democrats.

    (and yes, Bush has done a horrible job running the country as well, but that doesn't mean I should line up to take it up the ass from one of the fascists running for the Democratic nomination).

  9. #9
    Purrrrrrrrrrrr Holt's Cat's Avatar
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    If only the left was so overwhelmingly pro-choice when it came to matters of enterprise...

  10. #10
    Damn You Commies T Park's Avatar
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    Pretty much big ditto to all of the above.

  11. #11
    Spur-taaaa TDMVPDPOY's Avatar
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    also dont forget when you the value of the american dollar

    when you look at what you can get from imports with the value of the dollar, the prices in that foreign country could also be increasing, and are either gettin lesser or of equal value in return compared to buyin in-house.

    Look at petrol/barrol for instance to prices at the petrol pump, a barol is like around US$103 dollar now and i dunno how much you guys pay at the petrol pump, due to your depreciating dollar, as your dollar value continue to slide, expect to pay more at the pump since most of you oil come from imports anyway.

    The more you pay at the pump due to increase prices, is only pushing up inflation

  12. #12
    Mr. John Wayne CosmicCowboy's Avatar
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    also dont forget when you the value of the american dollar

    when you look at what you can get from imports with the value of the dollar, the prices in that foreign country could also be increasing, and are either gettin lesser or of equal value in return compared to buyin in-house.

    Look at petrol/barrol for instance to prices at the petrol pump, a barol is like around US$103 dollar now and i dunno how much you guys pay at the petrol pump, due to your depreciating dollar, as your dollar value continue to slide, expect to pay more at the pump since most of you oil come from imports anyway.

    The more you pay at the pump due to increase prices, is only pushing up inflation

    Our "formal" inflation rate has only been suppressed by cheap imports that make up the base of our "basket" of the official inflation indicators. Also, China has intentionally undervalued their currency to make their goods "cheap" on the world economy.

    This is good for our government because so many of our pledged governmment "already been voted on" benefits are benchmarked on the "official" inflation rate.

    If you have a variable rate mortgage and have good credit I strongly encourage you to try to move into a fixed rate mortgage before the bottom falls out. It's gonna get ugly.

  13. #13
    Free Throw Coach Aggie Hoopsfan's Avatar
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    Our "formal" inflation rate has only been suppressed by cheap imports that make up the base of our "basket" of the official inflation indicators. Also, China has intentionally undervalued their currency to make their goods "cheap" on the world economy.

    This is good for our government because so many of our pledged governmment "already been voted on" benefits are benchmarked on the "official" inflation rate.

    If you have a variable rate mortgage and have good credit I strongly encourage you to try to move into a fixed rate mortgage before the bottom falls out. It's gonna get ugly.
    Speaking of that, where do you think interest rates on mortgages are going? They've been going up the last couple of weeks. I'm looking at buying a home and got a good rate locked in (6.25%), seems like the rates keep going up each week.

    Should I wait it out for a lower rate or take this and run?

  14. #14
    Mr. John Wayne CosmicCowboy's Avatar
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    Speaking of that, where do you think interest rates on mortgages are going? They've been going up the last couple of weeks. I'm looking at buying a home and got a good rate locked in (6.25%), seems like the rates keep going up each week.

    Should I wait it out for a lower rate or take this and run?
    Take it and run. You just hit the lotto.

  15. #15
    Spur-taaaa TDMVPDPOY's Avatar
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    Speaking of that, where do you think interest rates on mortgages are going? They've been going up the last couple of weeks. I'm looking at buying a home and got a good rate locked in (6.25%), seems like the rates keep going up each week.

    Should I wait it out for a lower rate or take this and run?
    If i were you? dont buy now

    you see alot of ppl are struggling to pay their mortgages now,

    alot of ppl a defaulting on their homes,

    it looks like there be a bargain out there due to this, but in hind site NO.

    ONLY winners here? are banks and realtors.

    wait till the recession is over, interest rate decreases and a huge supply of houses on the market.

  16. #16
    Maaaaaannnn fuck.... E20's Avatar
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    OK...I DO know about health insurance. I'm probably the last employer in America that still picks up the tab 100% for my employees and their familys. I will continue to do so as long as I can possibly afford to because I simply think it's the right thing to do. I DO believe that health care is important and that my company/employees are a team/family and we need to care about each other.

    My "family" cost for health insurance just hit $13,000 a year per family (I am in the process of renewing) and that is WITH a $3000 deductible.

    Do some simple math and accept the fact that if you work for an employer that doesn't do what I do that they will not only be deducting the health care cost for YOUR family from YOUR paycheck but you will need to pay for the other two families down the street that either choose not to work or choose to work "undercover" for cash and dodge the system.
    California taxes your income. I heard Texas does not, another reason for me to move down here/SA. Spurs and no income tax. If the universal health care proposal is passed it would be just cancelign the no income tax in Texas, so it would be just like CA, except I'm living next the ATT center.

    Also, you seem like a nice guy, can you give me a job?

  17. #17
    W4A1 143 43CK? Nbadan's Avatar
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    We've talked about this topic repeatedly in the political forum...where have you been Cosmic? Tell me, if you weren't covering the $1000+ per family per month in insurance costs would you increase your employees salary per month by a equal amount?

  18. #18
    W4A1 143 43CK? Nbadan's Avatar
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    The point is that some families pay an average of $600-$1000 per month for a basic PPO or HMO already...that's more than 25% gross for some families...

  19. #19
    W4A1 143 43CK? Nbadan's Avatar
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    ...plus you still have to contribute to medicare and also pay local/city/state taxes to help pay for those knuckle-heads that feel that their 12-35k/year salaries are somehow a shield against ever getting into a serious accident or getting really sick....

  20. #20
    W4A1 143 43CK? Nbadan's Avatar
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    ..and look out for that run-away bus heading straight for you...the millions of soon to be baby boomer retirees with little to no real savings, if bad health because of years of neglect, and relying mostly on Medicare/Medicade...

  21. #21
    W4A1 143 43CK? Nbadan's Avatar
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    Universal health coverage has to encompass a single payer system so that our health-care industry quits putting profits above preventive and emergency care...it's not a matter of breaking the system down, but keeping costs from continuing to spiral out of control and sinking millions of American families in the process

  22. #22
    Mr. John Wayne CosmicCowboy's Avatar
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    We've talked about this topic repeatedly in the political forum...where have you been Cosmic? Tell me, if you weren't covering the $1000+ per family per month in insurance costs would you increase your employees salary per month by a equal amount?
    Where have I been?

    I've been doing and not posturing on the internet.

    If you get the universal health care that you are apparently pimping for then I will re-crunch the numbers and try to do what is right for my employees but I am confident that by the time the same dollars are diluted by the "new" health care beauracracy that my employees will wish that that it hadn't ever happened.

  23. #23
    W4A1 143 43CK? Nbadan's Avatar
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    ...blah, your just a go between in the big picture...it's your customers/clientèle that will pay for health-care just like always with their purchases...and guess what? the price of everything is going up, including gas, because Helicopter Bernake is running the printing press at full speed and deflating the value of the money in your pocket....but I digress..

  24. #24
    Mr. John Wayne CosmicCowboy's Avatar
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    LOL

    Helicopter Bernake?

    I assume thats a "political forum insider" joke.

    you guys have fun playing in your sandbox.

  25. #25
    W4A1 143 43CK? Nbadan's Avatar
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    ...maybe we'll find your head!

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