My gut has been right throughout the last couple of years in a lot of things, but I am normally hesitant to make longer range predictions, but, what the :
Banks, despite the most recent profits, will continue to bleed money as commercial real estate becomes the other shoe to drop. Many larger banks will require more bailouts mid to late 2009, despite the strings, and smaller banks will continue to bite the dust at a fast clip. There is a good chance that the bailouts will be turned into equity shares, and eventually sold for a profit for the taxpayer. The financial sector will be more regulated, stabilize, and come back in about 2 years.