Do you need an SUV daily? The reason I ask is that you could save a -ton of money buying a car, then renting a uhaul, or those pickups from home depot during those (in your words) every once in a while situations that you need a truck. I suspect that you don't need an SUV since you are also looking at pickups.
No judging, just trying to help you see the fiscal sense of going a different route.

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