Who do you guys bank with? Bank Of America has pissed me off enough, and I'm ready to switch. I just want to go somewhere that I will have good service and not recieve fees for no reason.
Oh, and don't bother reccomending Wells Fargo, they're on my list too.
stay away from compass....even though i haven't cancelled the account yet...i can't reccomend them...i've wanted to drive by at night and throw bricks through the windows for the underhanded overdraft fees they've charged me in the past....
i like firstmark bank. they have one off of isom and 281 and i don't know where else...
Ssfcu?
Jefferson State Bank was the bank for me, back in the day.
How about the First National Bank of WalMart?
I haven't had any problems with BoA as far as fee's are concerned for the most part. My beef with them has dealt with keeping my account secure. So far it's been a major pain in the ass!
They also don't always allow my debit card to work properly. I can use it one second, then be declined the next even though I have plenty of money in the account. And then follow up being declined with being able to use the card again, sometimes for a larger amount.
then there was that time at the compass drive up atm when i withdrew a hundred buck from my account....but alas, no money. it was a fantastic experience, it only took them 2 weeks and two trips to the bank to deposit the hundred back into my account recognizing it as bank error.
Manny, every corporation is on your list, why don't you just give your money to some Jewish guy?
Why don't you just go give your money to some dentist in College Station?
Sometimes you just make it too easy.
Anyways, I can't stand Firstmark (formerly Teachers Credit Union). They had so many fees, only allowed some transactions to be done once or twice a month, etc.
Bank of America has been great with me - so much so that it's one of the only places in which I've had such good service, I went into the branch after just going through the drive-thru.
BoA rules. Sorry they are just racist against you Manny.
The ed up thing is how it varries from person to person. Some people love BoA, others hate them. I do love that they have so many branches and ATMs. I may ride it out a bit longer, but I may open up a second account at another bank as well.
One time when I live in Los Angeles, our business deposited a $17K check inside the branch, got the receipt, everything was fine. The next day, our account was off by $34K because they somehow entered it as a debit instead of a deposit (even though our receipt said deposit). I brought in the receipt, went to the branch manager and she told me that we would have to wait 10 business days while they investigated.It was a nightmare.
Last edited by Kori Ellis; 06-11-2005 at 12:56 AM.
I know Frank and Jerry Frost, I used to work for him in the 80s at the Plaza club.
when the Savings and loan scam broke out in the 80s? FDIC only paid 50% on the dollar, many banks did not have it, But Not Mr Frost .He paid 100% on the dollar,out of his own pocket, That was the day I fell in love with him, he is a Billionare ,and he is the real reason San Antonio never died,
Your money is safe, now bounce a check? that's another story, I remember back in 1985 when Broadway bank would call you at your job to tell you you have a check with ISF , and would you an over draft, to cover the check, remember the days you could write a check to Krogers get 50 dollars over, and have until tuesday to get the 50 in your account? those where the days, man how time has changed,
but what WTF do I know? I don't even have a job
We use Bank of America but yeah they pretty much suck. I once went in there trying to deposit a $10K check and they wouldn't accept it. I didn't want any money back or anything, just deposit it. They said they couldn't validate the check in the system or some BS and to bring it back a couple days later and try again. I was like WTF what kind of bank doesn't accept a deposit? They said it was to protect against fraud. I told them again that I didn't want to withdraw any money but they insisted.
I went back a couple days later and they deposited it and took out their charges faster than a mofo. I had to give the manager there a wave goodbye
Banks suck, and BoA is no exception, but I have heard good things about the new Washington Mutuals opening up around town. I keep my money in local-friendly credit Unions.
The credit unions? have you ever bounced a check? they make a living off your ass. I was part of Security fedral credit union and I know folks who use the teachers credit union, it's a scam,
I don't write checks. I'm not worried about bouncing them.
I don't bounch checks either, but BoA charges like $28 per bounced check. So pick your poison. What I like about SACU is they credit my deposits immediately. No 3 day wait while some rich banker makes interest off my ass(ets). I could deposit a check in the drive-thru and walk up to a SACU ATM and withdraw my money for no fee.The credit unions? have you ever bounced a check? they make a living off your ass. I was part of Security fedral credit union and I know folks who use the teachers credit union, it's a scam,
One practical note: notice ATMs in your daily routine driving path. Whose are they? The biggest problem with most people is the impulse need for cash, regardless of the reasons. The fees can really get you if the ATM is not for your bank.
You don't have to tell me, I see it every day when that red bike you said you wanted is still on my porch
it must be nice to be young, Trust me after you turn 40? your s will bounce just like mine.I'm not worried about bouncing them.
Sincerly the 2008 Elections
Credit Unions or Mutual Owned Federal Savings and Loans are the way to go. Place like BofA are public traded corporations, and have shareholders to answer to. Credit Unions and Mutuals are owned by the deposit holders. Do the math - they serve the deposit holders through lower asset-liability spreads.
I've been with SSFCU for about 10 years, and I have no complaints.
contrary to popular belief, USAA federal savings bank can be used by anyone... they are the best bank i've ever had.. i had foreign banks and domestic.. the best... they practically pay you to bank with them... the only thing USAA can't do to non-military members is write insurance or one other thing.. check them out manny, you will be impressed...
USAA is a good FSB, very well run - I use to regulate them in a former career. One great thing for the consumer is they reimburse all ATM fees - so basically any ATM is your ATM. They are a wholly owned subsidiary of the USAA corporate umbrella, but USAA (the main en y) is a mutually owned insurance company, so you get the benefits of a Mutual/Credit Union, although a little watered down.
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