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Move your money into a credit union. These bankers are no better than the politicians they flock with.
So I've been involved in a long lengthy battle with Wells Fargo over bs fees they try to stick you with. Back when I signed up with them years and years ago, they didn't have all the fees. The first time I became aware was when I went to pay off the last 5k or so on my vehicle. The dumbass teller didn't know what she was doing and instead of taking it all out of my savings, she took it out of checking and then only the final portion came out of savings. So that left me with 0.00 in checking and the rest all in savings. I stop to get something to eat on the way home and next thing I know boom overdraft fees, fees for not having a certain minimum amount of money in my account, etc. Went up there and got all this straightened out, but was still pissed off and it was very inconvenient.
Fast forward a while later, and they're now taking charging me the fees again. I discover that this is becuase they had randomly stopped taking out 50 dollars monthly from your checking account and moving it to savings, a program that would allow you to avoid the fees and a program that I had been with as long as I had been banking with them. I never asked to be removed from this program, the dumbasses at the bank somehow ed up up when i paid off the car. So i get the fees reversed and the theft stops for a while.
Few months later, fees are back, but this time on both the checking and the savings account. I go in and tell them that there is no point having both accounts if they are just going to charge me a fee on each one, so I move all the funds to checking and close down the savings account.
Fast forward about a year later, I go in to make a deposit. The teller asks me if I wanted to open up a savings account and said they'd offer me something like 2.5% interest which seemed really really high, i tell her that i actually had one but had to shut it down becuase the more accounts i open with them, the more fees i am charged. she explains and that I could now wave the fees If i agreed that they could move 1.00 from checking to savings with every purchase i made. So i say sure why not whatever and this goes fine for a while and then I realize that for the past 3 months, I realize the fees are back. I was never notified about any change in policy, they just start taking the monthly fee out of my checking account.
In my eyes, this is a slimy way to do business and it is legalized theft. I don't want to have to constantly monitor my bank account to make sure that they aren't finding creative new ways to steal from me. Are all banks like this? Anyone know of a bank or credit union that isn't fee-happy? To me it's just the principle of the matter, that they would try to steal from customers knowing that some people won't monitor their accounts like a hawk or go through the trouble for a 10 dollar, 20 dollar fee here and there. I'm fed up with Wells Fargo and their bs.
Move your money into a credit union. These bankers are no better than the politicians they flock with.
Why in the world are you still banking there?
No .
For once, I agree with Chump.
Lol
because it was local, not even 2 or 3 minutes from the house. it made things easy. when i was working full time and going to school i didn't really have time to go hassle with it during banking hours, and by the time i had quit to just focus on school and finish up the fees had stopped and everything seemed to be good for a while. but this time i think i am going to deal with the problem.
anyone know of credit unions that are open to the public? i know some of them are for like certain professions or whatever. i may be able to use the one my dad uses for his but idk.
I think they were all mandated by law to be open to the public, though I'm not certain.
Wells Fargo takes me on an absolutely kickass dove hunt opening day every year with great hunting, open bar, steak dinner, band etc. and I don't even bank there.
Thank you for paying those fees...
lol...wells fargo takes me on an absolutely kickass dove hunt opening day every year with great hunting, open bar, steak dinner, band etc. And i don't even bank there.
Thank you for paying those fees...
Dude, what is your major?
throwaway line
Serious question tbh.
I thought it was accounting.
don't qualify your throwaway lines
Well, if it was your major, you kind of missed out on some of the basics.
If it wasn't your major, your laughable ignorance is somewhat more understandable.
still going haha
still having an effect haha
3 word responses = having an effect
rofl
multiple responses after initial whine = having an effect
I've truly never seen you so defensive as you have been the past couple of days, but you have posted some really stupid .
i think if you keep saying it enough it might come true
Somebody plese tell me how to get into a credit union!
yes, somebody please share with me their experiences with a credit union that has served you well
back on track..
lol you think the school actually wastes time on such trivial things such as which credit union offers the highest yields, charges the least fees, etc? that's like every day life stuff
you're not as smart as you try to advertise
Maybe if that's what you were actually asking about, you wouldn't look like such an idiot right now.
lol
I may not be as smart as I "try to advertise" but I do know more about joining a credit union that a dean's list UTA accounting major.
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