The rule is irrelevant this year because even if the Clippers were not guaranteed a top 4 seed, they would be 5th and play Memphis in the first round without HCA. The only time this rule would matter is if the division winner would have otherwise been 6th or lower.
I agree that the top 4 rule is silly. It still is far less damaging than when division winners were guaranteed a top 3 seed, pushing the 2006 Mavs to 4th even though they had the second-best record.
Edit: to answer the questions, draft order is based on record and not seeding, so the Clippers will get a better pick than the Grizzlies if the Clippers have a worse record. Also, I agree with the league that HCA should be determined by record and not seeding.
I still think it would be awesome if the top 3 seeds got to pick their first-round opponents.

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