the conservative "intellectual" George Will?

Right up there with der Kraut Hammer
... quoting the libertarian stink tank Compe ive Enterprise Ins ute? 
USA is NOT a democracy other than on Cons utional paper, and it certainly isn't a representative democracy (the Senate), but it's not because of the kleptocratic/plutocratic VRWC/1%'s/UCA hated govt regulations.
The 99%'s households and economy is not ed because of govt regulations. The 1% is ing the 99% because of govt not implementing the law and regulations, eg, capitalists stealing 4M homes and then penalized by $300/home.