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  1. #1
    Mr. John Wayne CosmicCowboy's Avatar
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    How was it? Serious question. Were you able to sign up for an affordable plan you liked?

    Trolls, please stay the out of this thread.

  2. #2
    Mr. John Wayne CosmicCowboy's Avatar
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    I have looked online and haven't found any real assistance of exactly what information you have to have access to when you go online to enlist. Has anyone seen a worksheet?

    It's a serious question.

    I want to run the numbers on my employees and see if it works for them and me.

  3. #3
    Mr. John Wayne CosmicCowboy's Avatar
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    Has anyone seen signs in their doctors office that they won't be participating in it? My wife has. I haven't been to any doctors since it went into effect.

  4. #4
    My Favorite Faded Fantasy The Gemini Method's Avatar
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    My friend who is in Philly has signed up for it and went for a check-up for bronchitis did. She said it was a long wait and they treated her like any other patient. I think she had a co-pay but I only know that she at least has insurance as she studies for her master's. Not sure how it would be for a business owner...but she made it seem like the process was arduous.

  5. #5
    Club Rookie of The Year DJR210's Avatar
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    no, the cheapest I saw online was ing 155.00 a month. that bas , I'll pay the fee the first year. What pisses me off is the goal is to close some of the deficit through the 10's of millions of young people who will pay for insurance and never go to the doctor or hospital, yet the US constantly wastes money like considering increasing the unemployment benefits to a year and half. We will be foreclosed on by Rogue's homeland soon enough..

  6. #6
    Mr. John Wayne CosmicCowboy's Avatar
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    no, the cheapest I saw online was ing 155.00 a month. that bas , I'll pay the fee the first year. What pisses me off is the goal is to close some of the deficit through the 10's of millions of young people who will pay for insurance and never go to the doctor or hospital, yet the US constantly wastes money like considering increasing the unemployment benefits to a year and half. We will be foreclosed on by Rogue's homeland soon enough..
    $155 is cheap as . That must be with government rebates. If I keep providing insurance under the mandates it's going to cost me at least $434 a month for an individual, $955 for a couple, and $1388 for a family. Maybe even up to 3% more.

  7. #7
    Club Rookie of The Year DJR210's Avatar
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    $155 is cheap as . That must be with government rebates. If I keep providing insurance under the mandates it's going to cost me at least $434 a month for an individual, $955 for a couple, and $1388 for a family. Maybe even up to 3% more.
    It's more of a principal thing for me. Principal one is the bottom line being this is a tactic to recoup some of the 18 or whatever trillion we're in the hole.. Two, from 0.00 a month to 155.00 on some I use once every three years at the most? Now I'm not trying to come off as arrogant as I know good health is no given, but I feel I should be able to make the choice to have healthcare insurance.

  8. #8
    you're a phony Holden_Caulfield's Avatar
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    do we have to? even if we are using the school insurance

  9. #9
    The D.R.A. Drachen's Avatar
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    Has anyone seen signs in their doctors office that they won't be participating in it? My wife has. I haven't been to any doctors since it went into effect.
    First off, to answer your question, no, I don't have any experience with signing up since I am already compliant through my job.

    Secondly, iI am curious how this will work with your wife's doctor since Obamacare isn't a product. You can't buy it. So the only logical interpretation of that sign that I can come up with is that the doctor is going to quit taking insurance.

    I'll understand if you don't want to answer this in here since that train of conversation can very quickly derail this thread where I honestly beleive you are trying to get info.

  10. #10
    Mr. John Wayne CosmicCowboy's Avatar
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    First off, to answer your question, no, I don't have any experience with signing up since I am already compliant through my job.

    Secondly, iI am curious how this will work with your wife's doctor since Obamacare isn't a product. You can't buy it. So the only logical interpretation of that sign that I can come up with is that the doctor is going to quit taking insurance.

    I'll understand if you don't want to answer this in here since that train of conversation can very quickly derail this thread where I honestly beleive you are trying to get info.
    I think the issue is that the ACA mandated reimbursements are lower than regular insurance. Example a Blue Cross ACA plan reimburses lower than a regular Blue Cross private insurance plan. Doctors are opting out.

  11. #11
    Scarlett our Goddess4ever
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    As much as I hate this president, I have to admit that I would applaud an universal healthcare system because that's how things work out here in China. Families are not gonna get bankrupted by the hospitals just because someone in the family fell seriously sick. I mean Obama's ideology doesn't have no fault in itself, but Obama seems to just have overestimated the US government's power to execute such a grand reform imho. Obama wanted to duplicate in US what the s managed to do in China, but he obviously failed to find a feasible way to get everything done. First of all, in the US you should never overlook the people's natural resentment/hatred against socialism, in whatever form.

  12. #12
    Savvy Veteran spurraider21's Avatar
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    nah, i'm on my parents plan for now, though my dad is switching companies so i'ma go with my school insurance plan for a while

  13. #13
    All Hail the Legatron The Reckoning's Avatar
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    jimmy kimmel actually had a funny skit about how americans spend millions of dollars each year on medicare for penis pumps.


    lol at young healthy americans being mandated to buy penis pumps for CC.

  14. #14
    Veteran
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    Secondly, iI am curious how this will work with your wife's doctor since Obamacare isn't a product. You can't buy it. So the only logical interpretation of that sign that I can come up with is that the doctor is going to quit taking insurance.
    No, it just means they are not accepting the ACA compliant plans. My wife's practice does not accept those plans. Not for any reason specific to ACA plans, they only accepted a few plans to begin with. Most of their patients pay at the time of service and then deal with insurance reimbursement themselves. They don't accept medicare assignment either.

  15. #15
    The D.R.A. Drachen's Avatar
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    No, it just means they are not accepting the ACA compliant plans. My wife's practice does not accept those plans. Not for any reason specific to ACA plans, they only accepted a few plans to begin with. Most of their patients pay at the time of service and then deal with insurance reimbursement themselves. They don't accept medicare assignment either.
    So her practice only accepts insurance from people who are going to pay the penalty?

  16. #16
    Believe. Fabbs's Avatar
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    1st appt today went flawlessly.
    We shall see if the referrals to specialists also go well.

  17. #17
    All Hail the Legatron The Reckoning's Avatar
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    gj fapps

  18. #18
    on instagram, str8 flexin DUNCANownsKOBE's Avatar
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    jimmy kimmel actually had a funny skit about how americans spend millions of dollars each year on medicare for penis pumps.


    lol at young healthy americans being mandated to buy penis pumps for CC.
    Don't forget the billions we spend to keep 85+ year olds who are borderline brain dead alive for a few more years where they do nothing but lay in a bed of their own piss and . The "death panels" tea baggers rant about on TV would be a great in idea in this country.

  19. #19
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    It's more of a principal thing for me. Principal one is the bottom line being this is a tactic to recoup some of the 18 or whatever trillion we're in the hole.. Two, from 0.00 a month to 155.00 on some I use once every three years at the most? Now I'm not trying to come off as arrogant as I know good health is no given, but I feel I should be able to make the choice to have healthcare insurance.
    I've worked for 3 different corporations, price for health insurance has ranged from $130-160 per month, and that's just for a single man. Insurance is not a pair of air jordans, it's Insurance. It's not a product you usually need until, well you need it.

    You probably need to look for a plan that has a high deductible with no monthly premium. But, having a high deductible means you probably need to meet the cost of $5,000 - $8,000 for medical bills before certain any health insurance company will start paying anything. So you need to have 5K on hand at all times in case something happens, most people don't have that discipline.

  20. #20
    Brutus NFO's Avatar
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    jimmy kimmel actually had a funny skit about how americans spend millions of dollars each year on medicare for penis pumps.
    I'm sure Kool took advantage of getting his hands on a penis
















    pump.

  21. #21
    on instagram, str8 flexin DUNCANownsKOBE's Avatar
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    Why don't people complain at all about having to carry car insurance but they do health insurance? The penalties for not carrying car insurance are much harsher and car insurance is a much bigger rip-off than health insurance. I've never caused an accident in my life but since I'm a 23 year old guy I spend $1000 a year on a car insurance policy just to meet Texas requirements. When are the tea baggers gonna tell the government not to tread on me?

  22. #22
    Club Rookie of The Year DJR210's Avatar
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    I've worked for 3 different corporations, price for health insurance has ranged from $130-160 per month, and that's just for a single man. Insurance is not a pair of air jordans, it's Insurance. It's not a product you usually need until, well you need it.

    You probably need to look for a plan that has a high deductible with no monthly premium. But, having a high deductible means you probably need to meet the cost of $5,000 - $8,000 for medical bills before certain any health insurance company will start paying anything. So you need to have 5K on hand at all times in case something happens, most people don't have that discipline.
    Good post. I need to see what my employer has to offer next enrollment, I heard they offer better deals. I missed the deadline cause I was too busy in " Obama" mode.

  23. #23
    Club Rookie of The Year DJR210's Avatar
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    Why don't people complain at all about having to carry car insurance but they do health insurance? The penalties for not carrying car insurance are much harsher and car insurance is a much bigger rip-off than health insurance. I've never caused an accident in my life but since I'm a 23 year old guy I spend $1000 a year on a car insurance policy just to meet Texas requirements. When are the tea baggers gonna tell the government not to tread on me?
    I complained about car insurance when I was 23 too. I pay 30 bucks for insurance these days, much easier to accept. Plus, car insurance isn't to bail us out of the trillions spent on defense and spying on the American public.

  24. #24
    Veteran
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    So her practice only accepts insurance from people who are going to pay the penalty?
    How did you come to that conclusion? I'm not on an ACA plan and I'm not paying a penalty, you already said you aren't on an ACA plan and you aren't paying a penalty. With only 2 million people enrolled and the employer mandate yet to take effect it is a bit early to think that anyone not on an ACA plan is going to pay a penalty...don't you think?

    To answer your question though...if a plan has a high enough reimbursement rate and the company isn't a pita to deal with they accept it, if it doesn't they don't. Like I said most of their patients pay at the time of service.

  25. #25
    Veteran Wild Cobra's Avatar
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    Why don't people complain at all about having to carry car insurance but they do health insurance? The penalties for not carrying car insurance are much harsher and car insurance is a much bigger rip-off than health insurance. I've never caused an accident in my life but since I'm a 23 year old guy I spend $1000 a year on a car insurance policy just to meet Texas requirements. When are the tea baggers gonna tell the government not to tread on me?
    Car insurance if required for the privilege to drive. Are you suggesting that a person should not have the privilege to live if they don't buy insurance?

    I didn't know there were undead among us. I though everyone was alive. However, not everyone drives.

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