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didn't i hear on the news that credit card companies are going to double the minimum amount due each month?
I just called them and asked them to lower it. It was a variable rate, and it had crept up, but I hadn't paid much attention to it until this billing cycle, when I realized how high my balance was. I checked it out and paid nearly $100 in finance charges. No way I can pay it off anytime soon if my rates are so high.
So I called and asked them to lower it. I had a whole thing prepared about a better offer, but I didn't even have to say it. They just flat out offered me a new rate. And they gave me a choice between a fixed or variable rate (I took the lower variable rate).
They even offered me a balance increase. I politely declined.
If you have a high interest rate - call the number on the back of your card and ask to renegotiate the APR.
didn't i hear on the news that credit card companies are going to double the minimum amount due each month?
I don't have much interest in credit cards.
And I just saved a bunch of money on my car insurance by switching to Geico!!!!!
Yep, it's new legislation so that if you pay the minimum, it won't take 56 years before you get the balance paid off.didn't i hear on the news that credit card companies are going to double the minimum amount due each month?
you should've bluffed him into giving you a better deal. Usually, you can get your % down to 3 to 4 percent if you say that isn't good enough.
I pay cash.
I pay cash.
I thought only strippers paid with cash.
Guys I work for a credit card company and one of the biggest lines I hear is that if you tell the cc company that you will be closing out your account becuase you found a lower rate cc most times (depending on your history with the cc company) they will lower your rate.
I have done this more than a few times myself.
I pay cash.
Me too. I live by the almighty debit card.
We took out a Home Equity loan to pay off our cards. And we can write off the interest!
maybe i can save some of my life force by you shutting your "sieco"
I did that a few years ago when I was in major debt. I lowered the interest from 20 percent to 9, but I had to close my cards. Totally worth it.
I combine the best of both worlds - charge everything, and pay it off at the end of the month.
Killer bonus points from Amex, and it's like a free loan if I wait until just after the billing cycle to buy the big stuff
Only caucasians can get lower interest rates.
I really don't think I know any hispanic or black people with an Amex card.
thats funny....I dunno any hispanic people with the Amex card this guy says...the Amex card is a "green card"....the irony??
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