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  1. #26
    Believe. Mog's Avatar
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    Move this crap to the political forum.

  2. #27
    Got Woke? DMC's Avatar
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    As much as I hate this president, I have to admit that I would applaud an universal healthcare system because that's how things work out here in China. Families are not gonna get bankrupted by the hospitals just because someone in the family fell seriously sick. I mean Obama's ideology doesn't have no fault in itself, but Obama seems to just have overestimated the US government's power to execute such a grand reform imho. Obama wanted to duplicate in US what the s managed to do in China, but he obviously failed to find a feasible way to get everything done. First of all, in the US you should never overlook the people's natural resentment/hatred against socialism, in whatever form.
    That's fine as long as people don't mind paying 50% income taxes, being biologically restricted to one child and being forced to live 40 to a trailer home.

  3. #28
    Got Woke? DMC's Avatar
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    Why don't people complain at all about having to carry car insurance but they do health insurance? The penalties for not carrying car insurance are much harsher and car insurance is a much bigger rip-off than health insurance. I've never caused an accident in my life but since I'm a 23 year old guy I spend $1000 a year on a car insurance policy just to meet Texas requirements. When are the tea baggers gonna tell the government not to tread on me?
    You're not required to carry full coverage though, only liability. A person should be allowed to sign a waiver of treatment, if you get injured or sick, you're ed unless you have cash. I don't have a problem with that. I can see how some might feel it's a violation of the Hippocratic oath but that's about as sacred as marriage, and just like marriage people want to pretend it's taboo to violate it but the economy pretty much requires it.

  4. #29
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    We also pay for old people diapers too. The best option is to get a job that offers you benefits and hopefully you can catch a break with their insurance. Obamacare is a turd of a failure.

  5. #30
    on instagram, str8 flexin DUNCANownsKOBE's Avatar
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    I complained about car insurance when I was 23 too. I pay 30 bucks for insurance these days, much easier to accept. Plus, car insurance isn't to bail us out of the trillions spent on defense and spying on the American public.
    Neither is Obamacare. Obamacare is to bail out the trillions we spend on private, for profit healthcare because people like you have been brainwashed into thinking a single payer system would be evil and horrible.

    Car insurance if required for the privilege to drive. Are you suggesting that a person should not have the privilege to live if they don't buy insurance?

    I didn't know there were undead among us. I though everyone was alive. However, not everyone drives.
    "privilege to drive". Good luck getting around the state of Texas, or anywhere else in America sans NYC for that matter, without a car. Driving is a necessity in this country.

    Why should I have to buy insurance for the privilege to drive? My driving record is spotless. I'm subsidizing the ty drivers and making their insurance affordable just like the supposedly healthy people subsidizing older people by buying health insurance.

    You're not required to carry full coverage though, only liability. A person should be allowed to sign a waiver of treatment, if you get injured or sick, you're ed unless you have cash. I don't have a problem with that. I can see how some might feel it's a violation of the Hippocratic oath but that's about as sacred as marriage, and just like marriage people want to pretend it's taboo to violate it but the economy pretty much requires it.
    Why should I have to carry liability? I've never been a liability as a driver yet I pay out the ass, while the old people and women who suck at driving and actually do cause accidents pay a pittance compared to me.

  6. #31
    Controversy Koolaid_Man's Avatar
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    no, the cheapest I saw online was ing 155.00 a month. that bas , I'll pay the fee the first year. What pisses me off is the goal is to close some of the deficit through the 10's of millions of young people who will pay for insurance and never go to the doctor or hospital, yet the US constantly wastes money like considering increasing the unemployment benefits to a year and half. We will be foreclosed on by Rogue's homeland soon enough..
    you are the gift that keeps on giving...now I see why you hate me...that's a lot of money to you right? ohh I'm laughing so hard my stomach is hurting

    $155 a month for healthcare...

  7. #32
    Controversy Koolaid_Man's Avatar
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    nah, i'm on my parents plan for now, though my dad is switching companies so i'ma go with my school insurance plan for a while
    oohhh so you're a

  8. #33
    Controversy Koolaid_Man's Avatar
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    Why don't people complain at all about having to carry car insurance but they do health insurance? The penalties for not carrying car insurance are much harsher and car insurance is a much bigger rip-off than health insurance. I've never caused an accident in my life but since I'm a 23 year old guy I spend $1000 a year on a car insurance policy just to meet Texas requirements. When are the tea baggers gonna tell the government not to tread on me?
    The TEAliban didn't exist in the years preceding the black pres...they were just fine with the status quo...government intrusion is code KKK terms

  9. #34
    Controversy Koolaid_Man's Avatar
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    Neither is Obamacare. Obamacare is to bail out the trillions we spend on private, for profit healthcare because people like you have been brainwashed into thinking a single payer system would be evil and horrible.


    "privilege to drive". Good luck getting around the state of Texas, or anywhere else in America sans NYC for that matter, without a car. Driving is a necessity in this country.

    Why should I have to buy insurance for the privilege to drive? My driving record is spotless. I'm subsidizing the ty drivers and making their insurance affordable just like the supposedly healthy people subsidizing older people by buying health insurance.


    Why should I have to carry liability? I've never been a liability as a driver yet I pay out the ass, while the old people and women who suck at driving and actually do cause accidents pay a pittance compared to me.
    You seem to be a smart white guy so I will let you fight this argument for me...I'm sure you'll represent me well - thanks bro

  10. #35
    Old fogey Bender's Avatar
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    I tried off and on for a month or so, but could never get it working (the website). I will get hit with the penalty most likely. The quotes I got were very expensive. ACA.... lol

  11. #36
    Got Woke? DMC's Avatar
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    Why should I have to carry liability? I've never been a liability as a driver yet I pay out the ass, while the old people and women who suck at driving and actually do cause accidents pay a pittance compared to me.
    I agree with that. I just don't think telling you that you have to be personally covered for medical reasons is the same as saying you have to have the coverage for liability. You have the right to not see a doctor, so why shouldn't you have the right to not have medical coverage on yourself (kids are different)?

    Insurance companies profile just like police do. They put you in a high risk group and you pay more even if you've not done anything to show you're a higher risk. I don't know how to rectify that though, since young people do get into a lot of accidents. I always found it odd that chicks wreck every car they own and yet the guy's insurance rates are higher. I guess guys drive more often?

    It's a money grab, no different than how the tax collectors would rob towns of all their wealth, just for the monarchy. Now it's done under the guise of "best for society".

    I pay about 50 bucks a month for full coverage.

  12. #37
    Club Rookie of The Year DJR210's Avatar
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    you are the gift that keeps on giving...now I see why you hate me...that's a lot of money to you right? ohh I'm laughing so hard my stomach is hurting

    $155 a month for healthcare...
    Don't you have some dudes you can be cybering with on Eharmony?

  13. #38
    Savvy Veteran spurraider21's Avatar
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    either than or i'm a 22 year old college student

  14. #39
    Mr. John Wayne CosmicCowboy's Avatar
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    I tried off and on for a month or so, but could never get it working (the website). I will get hit with the penalty most likely. The quotes I got were very expensive. ACA.... lol
    I just tried to sign up to check it out...went through 20+ pages of application, did the e-mail verification thing...got right to the signature page and it crashed and lost all my info...

  15. #40
    The D.R.A. Drachen's Avatar
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    I think the issue is that the ACA mandated reimbursements are lower than regular insurance. Example a Blue Cross ACA plan reimburses lower than a regular Blue Cross private insurance plan. Doctors are opting out.
    Thank you, I looked it up and it seems that this is mostly correct. So it's not necessarily ACA plans, the just aren't accepting any plans that pay less than x amount of dollars.

  16. #41
    The D.R.A. Drachen's Avatar
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    How did you come to that conclusion? I'm not on an ACA plan and I'm not paying a penalty, you already said you aren't on an ACA plan and you aren't paying a penalty. With only 2 million people enrolled and the employer mandate yet to take effect it is a bit early to think that anyone not on an ACA plan is going to pay a penalty...don't you think?

    To answer your question though...if a plan has a high enough reimbursement rate and the company isn't a pita to deal with they accept it, if it doesn't they don't. Like I said most of their patients pay at the time of service.
    You said that they don't accept ACA compliant plans. If it isn't compliant, then you pay the penalty. For the umpteenth time, ACA isn't a product. If you have insurance, and are not paying the fee, then your insurance is aca compliant.

  17. #42
    Owned by cats JudynTX's Avatar
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    No

  18. #43
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    You said that they don't accept ACA compliant plans. If it isn't compliant, then you pay the penalty. For the umpteenth time, ACA isn't a product. If you have insurance, and are not paying the fee, then your insurance is aca compliant.
    <sigh> My plan is not ACA compliant, it's grandfathered. Your plan may or may not be, employer mandates haven't started yet.

  19. #44
    Believe.
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    no, the cheapest I saw online was ing 155.00 a month. that bas , I'll pay the fee the first year. What pisses me off is the goal is to close some of the deficit through the 10's of millions of young people who will pay for insurance and never go to the doctor or hospital, yet the US constantly wastes money like considering increasing the unemployment benefits to a year and half. We will be foreclosed on by Rogue's homeland soon enough..
    You're the type who never pays, gets cancer and begs society to save you when you got no insurance. Stop being such a cheap ass and pay your fair share.

  20. #45
    Club Rookie of The Year DJR210's Avatar
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    You're the type who never pays, gets cancer and begs society to save you when you got no insurance. Stop being such a cheap ass and pay your fair share.
    GTFO here with that . I'm the type that has been fortunate enough to never be hospitalized, and pays cash to see a doc.

  21. #46
    Believe.
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    GTFO here with that . I'm the type that has been fortunate enough to never be hospitalized, and pays cash to see a doc.
    And now we're fortunate enough for the law to fine your ass for being a deadbeat. It's a nice little punishment for anarchists who think unemployment benefits in bad labor markets with no jobs is a waste of money.

  22. #47
    The D.R.A. Drachen's Avatar
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    <sigh> My plan is not ACA compliant, it's grandfathered. Your plan may or may not be, employer mandates haven't started yet.
    Ok, fair enough. There is a possibility that your insurance company decided to wait until their deadline to get their plan to comply. They have until The end of this year to make the changes. They weren't really grandfathered in so much as their deadline hasn't passed. So yes, your wife can take aca non compliant policies for another year.

  23. #48
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    There is a possibility that your insurance company decided to wait until their deadline to get their plan to comply. They have until The end of this year to make the changes.
    No. My plan was grandfathered because it had not changed since obamacare was passed. It is no longer offered by bcbs. Eventually I'm sure they will send me a cancellation notice and I can get one of the new ACA plans with similar benefits for roughly 2.5 times what I was paying. Or I can pay roughly the same as I have been for far less benefits.

    My premium had not increased for 11 years (only decreased) until this year when the insurance companies had to use the ACA standards to calculate premiums. Since they can no longer use individual health as a factor in determining premiums I saw a 20% increase in my premium for 2014.

    So either way my insurance company gets extra money out of me and I get nothing in return.

  24. #49
    Mr. John Wayne CosmicCowboy's Avatar
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    No. My plan was grandfathered because it had not changed since obamacare was passed. It is no longer offered by bcbs. Eventually I'm sure they will send me a cancellation notice and I can get one of the new ACA plans with similar benefits for roughly 2.5 times what I was paying. Or I can pay roughly the same as I have been for far less benefits.

    My premium had not increased for 11 years (only decreased) until this year when the insurance companies had to use the ACA standards to calculate premiums. Since they can no longer use individual health as a factor in determining premiums I saw a 20% increase in my premium for 2014.

    So either way my insurance company gets extra money out of me and I get nothing in return.

    Yep. You youngsters get screwed and older sick people get cheaper insurance. There is your hope and change.

  25. #50
    Veteran
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    Yep. You youngsters get screwed and older sick people get cheaper insurance. There is your hope and change.
    Well I'm 46 so I'm probably not that far away from benefiting from obamacare. It is funny though that the age group that most supported obamacare is also the age group that will take in the ass the most.

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