At the risk of actually (gasp) debating policy proposals:
"Hillary will make debt-free college available to everyone and take on student loan debt."
Here’s what every student and family should expect under Hillary’s plan:
- Costs won’t be a barrier
- Every student should have the option to graduate from a public college or university in their state without taking on any student debt. By 2021, families with income up to $125,000 will pay no tuition at in-state four-year public colleges and universities. And from the beginning, every student from a family making $85,000 a year or less will be able to go to an in-state four-year public college or university without paying tuition.
- All community colleges will offer free tuition.
- Everyone will do their part. States will have to step up and invest in higher education, and colleges and universities will be held accountable for the success of their students and for controlling tuition costs.
- A $25 billion fund will support historically black colleges and universities, Hispanic-serving ins utions, and other minority-serving ins utions in building new ladders of opportunity for students. Read Hillary’s agenda to support HBCUs and minority-focused ins utions here.
- The one-quarter of all college students who are also parents will get the support they need and the resources they deserve. Read more about Hillary’s plan to support student parents here.
Read the fact sheet
Debt won’t hold you back
- Borrowers will be able to refinance loans at current rates, providing debt relief to an estimated 25 million people. They’ll never have to pay back more than 10 percent of their income, and all remaining college debt will be forgiven after 20 years.
- Delinquent borrowers and those in default will get help to protect their credit and get back on their feet.
- To reduce the burden for future borrowers, Hillary will significantly cut interest rates so the government never profits from college student loans.
- Hillary’s plan will crack down on predatory schools, lenders, and bill collectors.
- A new payroll deduction portal for employers and employees will simplify the repayment process—and Hillary will explore more options to encourage employers to help pay down student debt.
- Aspiring entrepreneurs will be able to defer their loans with no payments or interest for up to three years. Social entrepreneurs and those starting new enterprises in distressed communities will be eligible for up to $17,500 in loan forgiveness.
- Hillary will take immediate executive action to offer a three-month moratorium on student loan payments to all federal loan borrowers. That will give every borrower a chance to consolidate their loans, sign up for income-based repayment plans, and take advantage of opportunities to reduce their monthly interest payments and fees.
Read the fact sheet
Fully paid for: This plan will be fully paid for by limiting certain tax expenditures for high-income taxpayers.
https://www.hillaryclinton.com/brief...cas-graduates/
so the ones that get free education are they going to have to get atleast a c average?
I paid for my schooling and I worked hard it did not hurt me!
she takes about trumps bankrupacies hurting small businesses what up the small business that loan up to 17,500 and they have to forgive it?
Vote for me!!!
Free stuff for everybody!!!
Where do you see the bolded? Who will believe that all that can be paid for by limiting certain tax expenditures for high-income taxpayers? Those who believed that we could keep our doctors, our plans and get back $2500?
college debts is about the easiest debt to pay off. Only alcoholics, drug addicts and losers fail to pay a college debt
What the , is Santa Claus running for office? This kind of stuff works in Europe because you have to actually earn your place into college, they don't just let anyone go to college after high school. This is a re ed solution in America where everyone is a unique slowflake and gets to go to college.
That plan doesn't get my kids free college.
And OP should research why tuition has become so expensive.
So what about poor white people? They don't get a fund?
I really don't understand why we worship and praise "minority focused" ins utions even though they're completely the same thing as "whites only" bathrooms/schools/etc.
Can you imagine if Americans were told - no, you can't go into the field you want to go into - you have to score xxx on college entrance test - if you don't score high enough, you can't be a xxxx, you have to go into a vocation and these are the fields we need people in.
Show us the math or GFY Hillary shill.
Such stupid plans.
Give everyone college like 12th grade, and we it will then take a college degree to get a job flipping burgers.
We need more jobs. Not more education.
Basically. Not everybody needs a four year degree.
"Hillary Clinton’s plan requires everyone to do their part. The federal government will make a major new investment to make this possible, but states will have to step up and meet their obligations as well."
Now, a rehash from Comrade Rainbow and Unicorns' himself: "The cost of this $75 billion a year plan is fully paid for by imposing a tax of a fraction of a percent on Wall Street speculators who nearly destroyed the economy seven years ago. More than 1,000 economists have endorsed a tax on Wall Street speculation and today some 40 countries throughout the world have imposed a similar tax including Britain, Germany, France, Switzerland, and China. If the taxpayers of this country could bailout Wall Street in 2008, we can make public colleges and universities tuition free and debt free throughout the country."
how anyone can stomach Hillary at this point.
unfunded mandateStates will have to step up and invest in higher education
Sounds illegal. Federal Government isn't supposed to be able to pass laws that directly push the funding of such laws to the states.
I can go looking, because I am not lazy.
Now, please do the same for any aspect of Trumps proposed policy plans.
Quid pro quo.
Not quite. "States will be required to" would be a mandate.
You appear to be hanging your hat on some rather thin language.
What can be done though, is work with states to see what they can, or are willing to do.
States that want to invest in higher education, will attract more college educated people, which tends to attract better jobs. Simple compe ion will do the rest, free markets at work.
Agreed.
The trades are going to experience a rather acute shortage in a few years. Vocational pipelines have been broken for a generation. Older electricians and plumbers are getting set to retire, with many less people coming into those trades than went into them.
Very easily.
Every single one of those quotes is word-for-word from the man himself.
Voting green or libertarian, when this guy is in the offing is, in my opinion, irresponsible, however attractive the candidates are.
In the past it has been somewhat about choice and vision, this time around, it is about disaster or non-disaster.
Agreed, for the most part.
Trumps trade policy will destroy jobs, and lower living standards. Basic economics.
Agreed for the most part.
The problem though, is student debt required.
It seems to be a looming problem that is hobbling a lot of younger people. even people who think that it isn't that bad still think we need to do SOMETHING.
Read more: http://www.politico.com/tipsheets/mo...#ixzz4J6ljsRDtStudent debt crisis 'skeptics' question conventional wisdom
By MEL LEONOR 08/25/16 10:00 AM EDT
With help from Caitlin Emma, Kimberly Hefling, Mike Vasquez and Helena Bottemiller Evich.
IS THERE REALLY A STUDENT DEBT CRISIS? The nation’s $1.3 trillion in student loan debt has become a hot-button issue during the 2016 presidential campaign. But some education policy experts argue that the conventional wisdom is wrong on this issue, and America’s so-called “student loan crisis” doesn’t actually exist. “Most people who borrow are not crushed by their student debt,” said Sandy Baum of the Urban Policy Ins ute. Baum recently published a book calling the debt crisis narrative “bogus” and “misleading” [http://bit.ly/2bWXklg]. Borrowers, she said, “are much better off than they would have been if they would not have borrowed — and not gone to college.” In recent weeks, Baum’s book has been highlighted in media outlets such as NPR and Marke ch.
Story Continued Below
— Baum and others argue that as long as students can manage their debt — by earning a degree that leads to a well-paying job — then there is no crisis to worry about. A July report [http://bit.ly/2boHSf7] by the Obama administration’s Council of Economic Advisers says rising debt hasn’t been a major factor in the macroeconomy, thought it didn’t discount the fact that some individual borrowers may be in trouble. Beth Akers of the Brookings Ins ution said that heavy levels of borrowing are the exception among undergraduate students. Akers also has a book coming out (with co-author Matthew Chingos) that criticizes the “crisis” narrative surrounding student debt. [http://bit.ly/2boI0ew] The largest student loan balances, they argue, are tied to graduate degrees, which data shows often come with higher incomes. Almost half of all student debt, they say, is held by the nation’s richest households — the top fifth by income.
— Skeptics of the “crisis” narrative still say the borrowing system needs improvement. Clearly, there are many borrowers stuck with debt they can’t repay. “We have a series of small crises which are not being addressed because ... we’ve mischaracterized the problem,” Akers told Morning Education. Both Akers and Baum agreed that borrowers who don’t complete their degrees are often in the most trouble, which begs for a better up-front assessment of risk. Akers and Chingos write that “a student attending a low-quality program that is unlikely to lead to a good job can borrow just as much as any student from the federal government.”
What that is... not sure what the best solution is. Wish I had a magic bullet.
We have one candidate that wants to further dilute our middle class workforce, and one that wants to deport all of our manual labor.
I have a terrible time hiring young guys that can eventually be trained to do what my company does. It seems like mechanical skills and common mechanical/safety sense are something that is easier to acquire if used at an early age. An analogy would be growing up speaking a second language. A lot of the "city kids" I have hired turn out to be totally useless and a danger to themselves and others. Sadly, I have seen a pattern where kids that grew up in single parent homes were especially deficient in that ability.
Every congress and president does it though.
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